Finset Warranty limited

Reference number: 1022130

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Ingeni Services Group Limited Reference number: 747381 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Finset Warranty limited (FRN 1022130) is an AR of Ingeni Services Group Limited (FRN 747381). When you use Finset Warranty's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Finset Warranty, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When finset.co.uk first appeared online, and whether it can receive email
  • What kind of line 07780 478365 is
  • Who else gives the postcode CM2 6JB
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Finset Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Ingeni Services Group Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
15743684
Company status
Active
Company type
Private limited company
Incorporated
26 May 2024 (2 years old)
Registered office
Swift House, Ground Floor, 18 Hoffmanns Way, Chelmsford, Essex, CM1 1GU, England
Nature of business
  • Other activities auxiliary to insurance and pension funding (SIC 66290)

Directors and company secretaries

Name Role Born Appointed Other companies
Graham Westwood Director Jun 1988 25 Jul 2024 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2
is FCA-registered
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 May 2025Micro-entity accountsNot audited

Net assets

£1,143

No earlier figure to compare

Owed within a year

£1,018

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15743684. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Finset Warranty’s history from the FCA register and Companies House, newest first.

Key events (3) All events (7)

2024

27 November 2024

  • Became an appointed representative

FCA register

26 May 2024

  • Incorporated at Companies House
  • Finset Limited took control (75–100% of shares)

Companies House

In the full report: all 7 events

  • All 7 events in its history (3 shown here)
  • Every director appointment and resignation: 3
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Firms connected to Finset Warranty

Other FCA-listed firms that share a director, phone number or address with Finset Warranty. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Finset Warranty

Other firms of the same type (insurance broker), nearest first.

In Chelmsford

Exquisite Healthcare LtdChelmsfordAppointed representative17 Red LimitedChelmsfordAppointed representativeColumbus Fifty Three LimitedChelmsfordAppointed representativeCount Ready LimitedChelmsfordAppointed representativeEssex Animal Care LtdChelmsfordAppointed representativeF C Thorogood, S Williams, R Taylor & J HarveyChelmsfordAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Finset Warranty

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 7 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Finset Warranty limited FCA authorised?
Finset Warranty limited (FRN 1022130) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Finset Warranty?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Finset Warranty limited (FRN 1022130) is an AR of Ingeni Services Group Limited (FRN 747381). When you use Finset Warranty's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Finset Warranty, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Finset Warranty’s phone number and website?
The FCA register lists the phone number 07780 478365 and the website finset.co.uk for Finset Warranty. If you were given different contact details, use these to check with the firm before going any further.
Is Finset Warranty a scam or clone?
Finset Warranty is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Finset Warranty?
Protection works through Ingeni Services Group Limited, the principal firm responsible for Finset Warranty's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Finset Warranty?
Finset Warranty is owned by Finset Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 26 May 2024.
Who runs Finset Warranty?
Companies House lists one director of Finset Warranty: Graham Westwood.
How long has Finset Warranty been in business?
The company was formed on 26 May 2024.
What do Finset Warranty’s latest accounts show?
Its latest accounts, to 31 May 2025, show net assets of £1,143 (no earlier figure to compare).
Does Finset Warranty use any other names?
It trades as Finset.

Sources and links

The full report on Finset Warranty limited

£19.99 · Instant PDF download

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