Finthesis Ltd
Reference number: 924263
Instant download
Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Imperial Offices UK Ltd, 2-4 Eastern Road, Romford, Havering, RM1 3PJ, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When paio.company first appeared online, and whether it can receive email
- What kind of line 07766 495095 is
- Who else gives the postcode RM1 3PJ
Other names (2)
If you were contacted under any of these names, it is this firm.
- Paio Trading name: A name it trades under now.
- Paymentz Ltd Former name: A name it was registered under before.
FCA permissions and consumer protection
- Handle payments & transfers Funds safeguardedYour money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
- 1. Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account.
- 2. Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account.
- 3. Executing payment transactions (no credit line)
- 5. Issuing and/or acquiring of payment instruments.
- 6. Money remittance.
- 7. Payment initiation services
- 8. Account information services
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 12431685 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 29 January 2020 (6 years old)
- Registered office
- 2-4 Eastern Road, Imperial Offices, Romford, RM1 3PJ, England
- Nature of business
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- Other information technology service activities (SIC 62090)
- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| George Mast Stein | Director | Jul 1960 | 31 Mar 2020 | 2 other companies |
| Daniel Ion | Director | Aug 1982 | 1 Jul 2026 | 1 other company |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 3
- closed down
- 1
- are FCA-registered
- 2
In the full report: all 3 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 2 on the FCA register, including 2 no longer authorised
- All 6 people who have ever been directors, with their dates
Filed accounts and finances
Turnover
£2.01m
Not compared: the previous accounts cover a different length of time
Profit before tax
£110k
Not compared: the previous accounts cover a different length of time
Total equity
£132k
+516% from £21.4k
Cash at bank
£697k
+368% from £149k
* Cash at bank usually includes customers’ money.
Assets and liabilities
In the full report: all 4 years of accounts
- Every year from 2022 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 12431685. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Finthesis’s history from the FCA register and Companies House, newest first.
2026
10 June 2026
- Yuliia Nikulina stopped being a part-owner
Companies House
6 May 2026
- Finch Flow Ltd took control (75–100% of shares)
Companies House
2025
11 February 2025
- Changed its registered name from "Paymentz Ltd"
FCA register
29 January 2025
- Deniss Sadovenko stopped being a part-owner
Companies House
2024
11 October 2024
- Andres Bravo stopped being a part-owner
- Yuliia Nikulina became a part-owner (25–50% of shares)
Companies House
3 January 2024
- Andres Bravo became a part-owner (25–50% of shares)
Companies House
2023
18 September 2023
- Arie Chiche gave up control
- Deniss Sadovenko became a part-owner (25–50% of shares)
Companies House
2020
30 November 2020
- Regulated by the FCA from this date
- Became an authorised payment institution
FCA register
29 January 2020
- Incorporated at Companies House
- Arie Chiche took control (75–100% of shares)
Companies House
In the full report: all 24 events
- All 24 events in its history (13 shown here)
- Every director appointment and resignation: 10
Firms connected to Finthesis
Other FCA-listed firms that share a director, phone number or address with Finthesis. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share a director
- 1
- share its postcode
- 1
In the full report: all 2 connected firms, named
- How each is linked: shared directors (1), the same postcode (1)
- Who links each one: the named directors, with dates
- 1 past link through former directors
Firms like Finthesis
Other firms of the same type (payment or money transfer firm), nearest first.
In Romford
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Finthesis
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 3 other companies its directors have run, named
- 3 background checks on its contact details, 1 flagged
- 4 years of accounts, charted
- All 24 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
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What do Finthesis’ latest accounts show?
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- How safeguarding works fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk