Fir Cottage Cars Ltd

Reference number: 956574

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07429 158154

  • Address

    The Bungalow, Fir Cottage, Huddersfield Road, Mirfield, WF14 9HS, United Kingdom

In the full report: 2 background checks

  • What kind of line 07429 158154 is
  • Who else gives the postcode WF14 9HS
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
12126566
Company status
Active
Company type
Private limited company
Incorporated
29 July 2019 (7 years old)
Registered office
Fir Cottage, Off Huddersfield Road, Mirfield, WF14 9HS, England
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name Role Born Appointed Other companies
Zubair Mohammed Sharif Director May 1980 29 Jul 2019 4 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
3
still active
1

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 29 July 2025Micro-entity accountsNot audited

Net assets

£113k

No earlier figure to compare

Employees (average)

2

Same as 2

Owed within a year

£353k

−18% from £430k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12126566. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Fir Cottage Cars’s history from the FCA register and Companies House, newest first.

Key events (5) All events (9)

2021

25 August 2021

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2019

29 July 2019

  • Incorporated at Companies House
  • Afia Zubair gained significant control
  • Zubair Mohammed Sharif became a part-owner (25–50% of shares)

Companies House

In the full report: all 9 events

  • All 9 events in its history (5 shown here)
  • Every director appointment and resignation: 1
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Firms connected to Fir Cottage Cars

Other FCA-listed firms that share a director, phone number or address with Fir Cottage Cars. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Fir Cottage Cars

Other firms of the same type (car dealer), nearest first.

In Mirfield

Auto (Yorkshire) LtdMirfieldAppointed representative

In the Wakefield (WF) postcode area

Affordable Autos (UK) LimitedWakefieldAuthorisedAhc Car Sales LtdHeckmondwikeAuthorisedAllied 4 Vans (Hire) LimitedCastlefordAuthorisedAppleyard Cars LtdPontefractAuthorisedArc Car Centre LimitedWakefieldAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Fir Cottage Cars

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 9 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Fir Cottage Cars Ltd FCA authorised?
Yes, Fir Cottage Cars Ltd (FRN 956574) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2021 and works as a car dealer. The FCA has placed no limits on its permissions.
What is Fir Cottage Cars’ phone number?
The FCA register lists the phone number 07429 158154 for Fir Cottage Cars. If you were given different contact details, use these to check with the firm before going any further.
Is Fir Cottage Cars a scam or clone?
Fir Cottage Cars is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Fir Cottage Cars?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Fir Cottage Cars handles your money, so check the specific product before you commit. You can also refer complaints about Fir Cottage Cars to the Financial Ombudsman Service, free of charge.
Who owns Fir Cottage Cars?
Companies House lists 2 people with significant control of Fir Cottage Cars: Mr Zubair Mohammed Sharif (25–50% of shares) and Mrs Afia Zubair (significant influence or control).
Who runs Fir Cottage Cars?
Companies House lists one director of Fir Cottage Cars: Zubair Mohammed Sharif.
How long has Fir Cottage Cars been in business?
The company was formed on 29 July 2019, and has held its current FCA authorisation since August 2021.
What do Fir Cottage Cars’ latest accounts show?
Its latest accounts, to 29 July 2025, show net assets of £113k (no earlier figure to compare).

Sources and links

The full report on Fir Cottage Cars Ltd

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