Firco Group Ltd
Reference number: 760774
Instant download
Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Lucerne, 62 Dunbabin Road, Liverpool, Merseyside, L16 7QH, United Kingdom
In the full report: 3 background checks
- When fircogroup.co.uk first appeared online, and whether it can receive email
- What kind of line 0151 372 0388 is
- Who else gives the postcode L16 7QH
Other names (8)
If you were contacted under any of these names, it is this firm.
- Firco Trading name: A name it trades under now.
- Firco Mortgages Trading name: A name it trades under now.
- Pinsa Mortgages Trading name: A name it trades under now.
- Pinsa Wealth Management Trading name: A name it trades under now.
- The Good Adviser Trading name: A name it trades under now.
- FIRCO FINANCIAL SERVICES GROUP LTD Former name: A name it was registered under before.
- Pinsa Wealth Ltd Former name: A name it was registered under before.
- North West Mortgages Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Give regulated advice FSCS may applyA claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
- Manage or trade investments FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Advise on or arrange mortgages FSCS may applyMortgage advice and arranging may be FSCS-covered, up to the limit that applies.
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (11 permissions)
- Acting as a CBTL advisor
- Acting as a CBTL arranger
- Advising on investments (except on Pension Transfers and Pension Opt Outs)
- Advising on Pension Transfers and Pension Opt Outs
- Advising on regulated mortgage contracts
- Arranging (bringing about) deals in investments
- Arranging (bringing about) regulated mortgage contracts
- Credit Broking
- Debt-counselling
- Making arrangements with a view to regulated mortgage contracts
- Making arrangements with a view to transactions in investments
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 10334603 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 17 August 2016 (10 years old)
- Registered office
- Lucerne, 62 Dunbabin Road, Liverpool, L16 7QH, England
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Patrick Thomas Granby | Director | Aug 1978 | 17 Aug 2020 | 3 other companies |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 3
- closed down
- 1
- is FCA-registered
- 1
In the full report: all 3 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- All 4 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£23.5k
−5.3% from £24.9k
Employees (average)
0
−100% from 2
Owed within a year
£28.7k
−2.8% from £29.5k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 10334603. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Firco Group’s history from the FCA register and Companies House, newest first.
2026
16 July 2026
- Changed its registered name from "FIRCO FINANCIAL SERVICES GROUP LTD"
FCA register
2025
28 August 2025
- Changed its registered name from "Pinsa Wealth Ltd"
FCA register
2022
25 October 2022
- Neil Batho stopped being a part-owner
Companies House
22 February 2022
- Philip Anthony Caton stopped being a part-owner
Companies House
2020
17 August 2020
- Patrick Thomas Granby gained significant control
Companies House
1 April 2020
- North West Mortgages Ltd stopped being a part-owner
Companies House
2017
15 February 2017
- Regulated by the FCA from this date
- Became authorised by the FCA
FCA register
2016
17 August 2016
- Incorporated at Companies House
- Neil Batho became a part-owner (25–50% of shares)
- North West Mortgages Ltd became a part-owner (25–50% of shares)
- Philip Anthony Caton became a part-owner (25–50% of shares)
Companies House
In the full report: all 27 events
- All 27 events in its history (12 shown here)
- Every director appointment and resignation: 5
Firms connected to Firco Group
Other FCA-listed firms that share a director, phone number or address with Firco Group. A link shows who the firm is tied to, not whether either can be trusted.
- past link
- 1
In the full report: all 0 connected firms, named
- 1 past link through former directors
Firms like Firco Group
Other firms of the same type (financial adviser), nearest first.
In Liverpool
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Firco Group
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 3 other companies its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 27 events in its history
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Frequently asked questions about this firm
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Who runs Firco Group?
How long has Firco Group been in business?
What do Firco Group’s latest accounts show?
Does Firco Group use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk