Firmbarn Limited

Reference number: 677938

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01472 362664

  • Address

    29-31, Hainton Avenue, Grimsby, South Humberside, DN32 9AS, United Kingdom

In the full report: 2 background checks

  • What kind of line 01472 362664 is
  • Who else gives the postcode DN32 9AS
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Other names (9)

If you were contacted under any of these names, it is this firm.

  • cash converters Trading name
  • cash converters bradley Trading name
  • cash converters cleethorpes Trading name
  • cash converters hainton avenue Trading name
  • cash converters louth Trading name
  • cash converters scunthorpe Trading name
  • cash convertors boston Trading name
  • http://www.cashconverters.co.uk/ Former trading name
  • personal finance centre Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
02992780
Company status
Active
Company type
Private limited company
Incorporated
21 November 1994 (31 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Other retail sale in non-specialised stores (SIC 47190)

Directors and company secretaries

Name Role Born Appointed Other companies
Charles James Allan Macdonald Director Dec 1971 25 Mar 2021 2 other companies
Craig John Paul Gregory Director Sep 1992 20 Apr 2026 None
Melissa Macdonald Secretary Not published 1 Aug 2021 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 April 2025Small company accountsNot audited

Net assets

£1.49m

+27% from £1.17m

Cash at bank

£420k

+102% from £208k

Employees (average)

35

−2.8% from 36

Owed within a year

£587k

+26% from £466k

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 02992780. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Firmbarn’s history from the FCA register and Companies House, newest first.

Key events (7) All events (26)

2025

3 January 2025

  • Charles Gordon Macdonald gave up control
  • Charles James Allan Macdonald gained significant control

Companies House

2017

17 April 2017

  • Firmbarn Holdings Company Ltd took control (75–100% of shares)

Companies House

2016

6 April 2016

  • Charles Gordon Macdonald took control (75–100% of shares)

Companies House

2 February 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

1994

21 November 1994

  • Incorporated at Companies House

Companies House

In the full report: all 26 events

  • All 26 events in its history (7 shown here)
  • Every director appointment and resignation: 6
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Firms like Firmbarn

Other firms of the same type (lender), nearest first.

In Grimsby

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Firmbarn

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • 4 years of accounts, charted
  • All 26 events in its history

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Frequently asked questions about this firm

Is Firmbarn Limited FCA authorised?
Yes, Firmbarn Limited (FRN 677938) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2016 and works as a lender. The FCA has placed no limits on its permissions.
What is Firmbarn’s phone number?
The FCA register lists the phone number 01472 362664 for Firmbarn. If you were given different contact details, use these to check with the firm before going any further.
Is Firmbarn a scam or clone?
Firmbarn is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Firmbarn?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Firmbarn handles your money, so check the specific product before you commit. You can also refer complaints about Firmbarn to the Financial Ombudsman Service, free of charge.
Who owns Firmbarn?
Firmbarn is owned by Firmbarn Holdings Company Ltd, which holds 75–100% of shares, since 17 April 2017. Before that, it was controlled by Mr Charles Gordon Macdonald.
Who runs Firmbarn?
Companies House lists 2 directors of Firmbarn: Charles James Allan Macdonald and Craig John Paul Gregory.
How long has Firmbarn been in business?
The company was formed on 21 November 1994, and has held its current FCA authorisation since February 2016.
What do Firmbarn’s latest accounts show?
Its latest accounts, to 30 April 2025, show net assets of £1.49m (+27% from £1.17m) and cash at bank of £420k (+102% from £208k).
Does Firmbarn use any other names?
It trades as cash converters, cash converters bradley, cash converters cleethorpes, cash converters hainton avenue and cash converters louth, and 2 more names. It has previously used 2 other names: http://www.cashconverters.co.uk/ and personal finance centre.

Sources and links

The full report on Firmbarn Limited

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