First 4 Car Finance Co.uk Ltd

Reference number: 652258

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When first4car.com first appeared online, and whether it can receive email
  • What kind of line 0113 257 0000 is
  • Who else gives the postcode LS28 8HL
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • First4car.com Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04228164
Company status
Active
Company type
Private limited company
Incorporated
4 June 2001 (25 years old)
Registered office
1 Occupation Lane, Pudsey, West Yorkshire, LS28 8HL
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)
  • Other letting and operating of own or leased real estate (SIC 68209)

Directors and company secretaries

Name Role Born Appointed Other companies
Richard Andrew Leeming Director Sep 1967 4 Jun 2001 None
Sally-Anne Clare Leeming Director Dec 1974 17 May 2024 None
John William Leeming Secretary Not published 29 May 2003 –

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 3 people who have been directors, with their dates
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Filed accounts and finances

Year to 30 September 2025Small company accountsNot audited

Total equity

£1.89m

+1.9% from £1.85m

Cash at bank

£392k

−26% from £533k

Employees (average)

12

−20% from 15

Owed within a year

£238k

+57% from £152k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04228164. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

First 4 Car Finance Co.uk’s history from the FCA register and Companies House, newest first.

Key events (5) All events (10)

2016

6 April 2016

  • Richard Andrew Leeming became a part-owner (25–50% of shares)
  • Sally-Anne Clare Leeming became a part-owner (25–50% of shares)

Companies House

2015

21 January 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2001

4 June 2001

  • Incorporated at Companies House

Companies House

In the full report: all 10 events

  • All 10 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms like First 4 Car Finance Co.uk

Other firms of the same type (car dealer), nearest first.

In Pudsey

Automotive Technical Services & Mot's LtdPudseyAuthorisedCarStar (Leeds) LimitedPudseyAuthorisedCatalina of Stanningley LtdPudseyAuthorisedGlyn Longley LimitedPudseyAuthorisedStanningley Commercials LimitedPudseyAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on First 4 Car Finance Co.uk

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 10 events in its history

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Frequently asked questions about this firm

Is First 4 Car Finance Co.uk Ltd FCA authorised?
Yes, First 4 Car Finance Co.uk Ltd (FRN 652258) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2015 and works as a car dealer. The FCA has placed no limits on its permissions.
What is First 4 Car Finance Co.uk’s phone number and website?
The FCA register lists the phone number 0113 257 0000 and the website first4car.com for First 4 Car Finance Co.uk. If you were given different contact details, use these to check with the firm before going any further.
Is First 4 Car Finance Co.uk a scam or clone?
First 4 Car Finance Co.uk is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with First 4 Car Finance Co.uk?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how First 4 Car Finance Co.uk handles your money, so check the specific product before you commit. You can also refer complaints about First 4 Car Finance Co.uk to the Financial Ombudsman Service, free of charge.
Who owns First 4 Car Finance Co.uk?
Companies House lists 2 people with significant control of First 4 Car Finance Co.uk: Mr Richard Andrew Leeming (25–50% of shares) and Mrs Sally-Anne Clare Leeming (25–50% of shares).
Who runs First 4 Car Finance Co.uk?
Companies House lists 2 directors of First 4 Car Finance Co.uk: Richard Andrew Leeming and Sally-Anne Clare Leeming.
How long has First 4 Car Finance Co.uk been in business?
The company was formed on 4 June 2001, and has held its current FCA authorisation since January 2015.
What do First 4 Car Finance Co.uk’s latest accounts show?
Its latest accounts, to 30 September 2025, show total equity of £1.89m (+1.9% from £1.85m) and cash at bank of £392k (−26% from £533k).
Does First 4 Car Finance Co.uk use any other names?
It trades as First4car.com.

Sources and links

The full report on First 4 Car Finance Co.uk Ltd

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