First Central Insurance Management Limited

Reference number: 483296

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When 1stcentralinsurance.com first appeared online, and whether it can receive email
  • What kind of line 0333 043 2085 is
  • Who else gives the postcode RH16 3SY
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • 1st Central Trading name
  • Motivo Trading name
  • Picnic Trading name
  • Gemini Insurance Management Ltd Former name

FCA permissions and consumer protection

  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (9 permissions)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Debt Administration
  • Debt-collecting
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Making arrangements with a view to transactions in investments

Financial Ombudsman complaints

Ombudsman complaints

new complaints, January–June 2025
224
upheld, against a 31% median
38%
about insurance
224

A bigger firm gets more complaints simply because it has more customers.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06489797
Company status
Active
Company type
Private limited company
Incorporated
31 January 2008 (18 years old)
Registered office
Capital House, 1-5 Perrymount Road, Haywards Heath, RH16 3SY, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Shaun Adrian Meadows Director Aug 1963 17 Jun 2013 5 other companies
Jonathan Simon Guy Director Jun 1973 2 May 2018 1 other company
Deirdre Denise Moss Director Oct 1964 1 May 2023 1 other company
Alison Catherine Meckiffe Director Dec 1975 19 Jun 2025 9 other companies
Anthony Stephen Leppard Director Apr 1958 1 Apr 2026 2 other companies
Zuzana Clark Director Jun 1980 15 Apr 2026 1 other company
Ian Robinson Director Feb 1969 1 Sep 2026 1 other company
Kirsten Ann Beggs Secretary Not published 26 Sep 2025 –

Other companies run by these 7 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
19
closed down
5
went insolvent
1

In the full report: all 19 companies, named

  • What each company does, and whether it is still trading
  • Which of these 7 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 4 on the FCA register, including one no longer authorised
  • The 1 company these 7 directors run together
  • All 30 people who have ever been directors, with their dates
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Key dates in its history

First Central Insurance Management’s history from the FCA register and Companies House, newest first.

Key events (11) All events (72)

2025

30 June 2025

  • Patrick Tilley no longer has significant control

Companies House

7 January 2025

  • Kenneth John Acott no longer has significant control

Companies House

2018

4 April 2018

  • First Central Group Limited gave up control
  • Kenneth John Acott gained significant control
  • Patrick Tilley gained significant control

Companies House

2016

6 April 2016

  • First Central Group Limited took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2008

19 September 2008

  • Changed its registered name from "Gemini Insurance Management Ltd"

FCA register

1 September 2008

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

31 January 2008

  • Incorporated at Companies House

Companies House

In the full report: all 72 events

  • All 72 events in its history (11 shown here)
  • Every director appointment and resignation: 55
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Firms connected to First Central Insurance Management

Other FCA-listed firms that share a director, phone number or address with First Central Insurance Management. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
past links
3

In the full report: the connected firm, named

  • How it is linked: shared directors (1)
  • Who links it to this firm: the named directors, with dates
  • 3 past links through former directors
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Firms like First Central Insurance Management

Other firms of the same type (lender), nearest first.

In Haywards Heath

Mike Oliver AssociatesHaywards HeathAuthorisedRiverPeak Wealth LimitedHaywards HeathAuthorised

In the Redhill (RH) postcode area

Santander Consumer (UK) PLCRedhillAuthorisedHyundai Capital UK LimitedReigateAuthorisedStellantis Financial Services UK LimitedRedhillAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on First Central Insurance Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 19 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 72 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is First Central Insurance Management Limited FCA authorised?
Yes, First Central Insurance Management Limited (FRN 483296) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2008 and works as a lender. The FCA has placed no limits on its permissions.
What is First Central Insurance Management’s phone number and website?
The FCA register lists the phone number 0333 043 2085 and the website 1stcentralinsurance.com for First Central Insurance Management. If you were given different contact details, use these to check with the firm before going any further.
Is First Central Insurance Management a scam or clone?
First Central Insurance Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with First Central Insurance Management?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about First Central Insurance Management to the Financial Ombudsman Service, free of charge.
Who owns First Central Insurance Management?
Companies House lists no one with significant control of First Central Insurance Management now. Before that, it was controlled by Mr Kenneth John Acott, First Central Group Limited and Mr Patrick Tilley.
Who runs First Central Insurance Management?
Companies House lists 7 directors of First Central Insurance Management: Shaun Adrian Meadows, Jonathan Simon Guy, Deirdre Denise Moss, Alison Catherine Meckiffe, Anthony Stephen Leppard, Zuzana Clark and 1 more.
How long has First Central Insurance Management been in business?
The company was formed on 31 January 2008, and has held its current FCA authorisation since September 2008.
How many complaints does First Central Insurance Management get?
In January–June 2025, the Financial Ombudsman Service received 224 new complaints about First Central Insurance Management, and upheld 38% of those it decided.
Does First Central Insurance Management use any other names?
It trades as 1st Central, Motivo and Picnic. It has previously used the name Gemini Insurance Management Ltd.

Sources and links

The full report on First Central Insurance Management Limited

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