First Chartercare Limited

Reference number: 441712

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • First Chartercare Limited (FRN 441712) is an AR of MARK BATES LIMITED (FRN 308390). When you use First Chartercare's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from First Chartercare, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When firstchartercare.co.uk first appeared online, and whether it can receive email
  • What kind of line 01622 631306 is
  • Who else gives the postcode ME14 5LH
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Chartercare Trading name: A name it trades under now.
  • Charterwood Trading name: A name it trades under now.
  • First Chartercare Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Mark Bates Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
17 December 2001 (24 years old)
Registered office
4th Floor 4 Tabernacle Street, London, EC2A 4LU, United Kingdom
Nature of business
  • Other retail sale of new goods in specialised stores (not commercial art galleries and opticians) (SIC 47789)
  • Human resources provision and management of human resources functions (SIC 78300)
  • Other business support service activities not elsewhere classified (SIC 82990)
  • Other service activities not elsewhere classified (SIC 96090)

Directors and company secretaries

Name Role Born Appointed Other companies
Simone Edythe Rosina White Director Jul 1947 14 Mar 2005 None
David Thomas White Director Mar 1946 22 Dec 2015 3 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
1
still active
2

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2024Full accountsNot audited

Total equity

£6,746

−91% from £78.4k

Cash at bank

£6,951

−93% from £97.8k

Owed within a year

£23.5k

−24% from £30.8k

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2019 to 2024
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 04341106. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

First Chartercare’s history from the FCA register and Companies House, newest first.

2023

21 December 2023

  • Changed its registered name from "First Chartercare Ltd"

FCA register

2019

18 December 2019

  • Charterwood Property Limited took control (75–100% of shares)
  • Simone White gave up control

Companies House

2016

6 April 2016

  • Simone White took control (75–100% of shares)

Companies House

2005

10 November 2005

  • Became an appointed representative

FCA register

2001

17 December 2001

  • Incorporated at Companies House

Companies House

In the full report: all 14 events

  • All 14 events in its history (6 shown here)
  • Every director appointment and resignation: 6
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Firms connected to First Chartercare

Other FCA-listed firms that share a director, phone number or address with First Chartercare. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like First Chartercare

Other firms of the same type (retailer), nearest first.

In Maidstone

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on First Chartercare

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 14 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is First Chartercare Limited FCA authorised?
First Chartercare Limited (FRN 441712) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for First Chartercare?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. First Chartercare Limited (FRN 441712) is an AR of MARK BATES LIMITED (FRN 308390). When you use First Chartercare's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from First Chartercare, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is First Chartercare’s phone number and website?
The FCA register lists the phone number 01622 631306 and the website firstchartercare.co.uk for First Chartercare. If you were given different contact details, use these to check with the firm before going any further.
Is First Chartercare a scam or clone?
First Chartercare is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with First Chartercare?
Protection works through Mark Bates Limited, the principal firm responsible for First Chartercare's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns First Chartercare?
First Chartercare is owned by Charterwood Property Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 18 December 2019. Before that, it was controlled by Mrs Simone White.
Who runs First Chartercare?
Companies House lists 2 directors of First Chartercare: Simone Edythe Rosina White and David Thomas White.
How long has First Chartercare been in business?
The company was formed on 17 December 2001.
What do First Chartercare’s latest accounts show?
Its latest accounts, to 31 December 2024, show total equity of £6,746 (−91% from £78.4k) and cash at bank of £6,951 (−93% from £97.8k).
Does First Chartercare use any other names?
It trades as Chartercare and Charterwood. It has previously used the name First Chartercare Ltd.

Sources and links

The full report on First Chartercare Limited

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