First Class Business Solutions Limited

Reference number: 708602

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When fcbs.co.uk first appeared online, and whether it can receive email
  • What kind of line 01763 273731 is
  • Who else gives the postcode SG9 9AZ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • FCBS Trading name

FCA permissions and consumer protection

  • Lend or arrange credit · Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Entering into Regulated Consumer Hire Agreements as owner
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
02979465
Company status
Active
Company type
Private limited company
Incorporated
17 October 1994 (32 years old)
Registered office
43/45 Park Farm, Industrial Estate Ermine Street, Buntingford, Hertfordshire, SG9 9AZ
Nature of business
  • Renting and leasing of office machinery and equipment (including computers) (SIC 77330)
  • Other service activities not elsewhere classified (SIC 96090)

Directors and company secretaries

Name Role Born Appointed Other companies
Adrian Karl Donald Baxter Director Sep 1967 17 Oct 1994 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
still active
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 June 2025Small company accountsNot audited

Net assets

£400k

+33% from £301k

Cash at bank

£88.8k

+177% from £32.0k

Employees (average)

19

−9.5% from 21

Owed within a year

£952k

+6.5% from £893k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 02979465. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

First Class Business Solutions’s history from the FCA register and Companies House, newest first.

Key events (6) All events (14)

2016

11 September 2016

  • Nicola Baxter stopped being a part-owner

Companies House

6 April 2016

  • Adrian Karl Donald Baxter took control (75–100% of shares)
  • Nicola Baxter became a part-owner (25–50% of shares)

Companies House

2015

3 December 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

1994

17 October 1994

  • Incorporated at Companies House

Companies House

In the full report: all 14 events

  • All 14 events in its history (6 shown here)
  • Every director appointment and resignation: 5
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Firms like First Class Business Solutions

Other firms of the same type (credit broker), nearest first.

In the Stevenage (SG) postcode area

Andrew PlattsWareAuthorisedArco Commercial Finance LtdHertfordshireAuthorisedAsb Luxury LimitedHertfordAuthorisedAzure Financial Solutions LimitedStanstead AbbottsAuthorisedC SaundersHitchinAuthorisedCarbon FC (Cambridge) LtdHertfordAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on First Class Business Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 14 events in its history

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Frequently asked questions about this firm

Is First Class Business Solutions Limited FCA authorised?
Yes, First Class Business Solutions Limited (FRN 708602) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2015 and works as a credit broker. The FCA has placed no limits on its permissions.
What is First Class Business Solutions’ phone number and website?
The FCA register lists the phone number 01763 273731 and the website fcbs.co.uk for First Class Business Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is First Class Business Solutions a scam or clone?
First Class Business Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with First Class Business Solutions?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how First Class Business Solutions handles your money, so check the specific product before you commit. You can also refer complaints about First Class Business Solutions to the Financial Ombudsman Service, free of charge.
Who owns First Class Business Solutions?
Companies House lists one person with significant control of First Class Business Solutions: Mr Adrian Karl Donald Baxter (75–100% of shares). Before that, it was controlled by Mrs Nicola Baxter.
Who runs First Class Business Solutions?
Companies House lists one director of First Class Business Solutions: Adrian Karl Donald Baxter.
How long has First Class Business Solutions been in business?
The company was formed on 17 October 1994, and has held its current FCA authorisation since December 2015.
What do First Class Business Solutions’ latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £400k (+33% from £301k) and cash at bank of £88.8k (+177% from £32.0k).
Does First Class Business Solutions use any other names?
It trades as FCBS.

Sources and links

The full report on First Class Business Solutions Limited

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