First Class Cars (FCC) Ltd

Reference number: 674975

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When f-c-c.co.uk first appeared online, and whether it can receive email
  • What kind of line 01284 768835 is
  • Who else gives the postcode IP32 7BE
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05289287
Company status
Active
Company type
Private limited company
Incorporated
17 November 2004 (21 years old)
Registered office
Unit 2a Barton Road Industrial Esate, Barton Road, Bury St. Edmunds, Suffolk, IP32 7BE
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name Role Born Appointed Other companies
Darren Paul Gundry Director May 1970 17 Nov 2004 1 other company
Darren Paul Gundry Secretary Not published 1 Sep 2014 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 January 2026Small company accountsNot audited

Net assets

£1.34m

−12% from £1.53m

Cash at bank

£370k

−7.2% from £399k

Employees (average)

2

Same as 2

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05289287. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

First Class Cars (FCC)’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2016

6 April 2016

  • Darren Paul Gundry took control (75–100% of shares)

Companies House

2015

9 March 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2004

17 November 2004

  • Incorporated at Companies House

Companies House

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 1
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Firms like First Class Cars (FCC)

Other firms of the same type (car dealer), nearest first.

In Bury St. Edmunds

Agrimark LimitedBury St. EdmundsAuthorisedGL CarsBury St. EdmundsAuthorisedHawkes GarageBury St. EdmundsAuthorisedI C S (East Anglia) LimitedBury St. EdmundsAuthorisedLeisure 7 LtdBury St. EdmundsAuthorisedMeda Autos LtdBury St. EdmundsAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on First Class Cars (FCC)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 7 events in its history

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Frequently asked questions about this firm

Is First Class Cars (FCC) Ltd FCA authorised?
Yes, First Class Cars (FCC) Ltd (FRN 674975) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2015 and works as a car dealer. The FCA has placed no limits on its permissions.
What is First Class Cars (FCC)’s phone number and website?
The FCA register lists the phone number 01284 768835 and the website f-c-c.co.uk for First Class Cars (FCC). If you were given different contact details, use these to check with the firm before going any further.
Is First Class Cars (FCC) a scam or clone?
First Class Cars (FCC) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with First Class Cars (FCC)?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how First Class Cars (FCC) handles your money, so check the specific product before you commit. You can also refer complaints about First Class Cars (FCC) to the Financial Ombudsman Service, free of charge.
Who owns First Class Cars (FCC)?
Companies House lists one person with significant control of First Class Cars (FCC): Mr Darren Paul Gundry (75–100% of shares).
Who runs First Class Cars (FCC)?
Companies House lists one director of First Class Cars (FCC): Darren Paul Gundry.
How long has First Class Cars (FCC) been in business?
The company was formed on 17 November 2004, and has held its current FCA authorisation since March 2015.
What do First Class Cars (FCC)’s latest accounts show?
Its latest accounts, to 31 January 2026, show net assets of £1.34m (−12% from £1.53m) and cash at bank of £370k (−7.2% from £399k).

Sources and links

The full report on First Class Cars (FCC) Ltd

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