First European Finance (Scotland) Limited

Reference number: 671818

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When vanleasing.com first appeared online, and whether it can receive email
  • What kind of line 0800 027 3923 is
  • Who else gives the postcode FK9 4HP
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Other names (12)

If you were contacted under any of these names, it is this firm.

  • hireplus.co.uk Trading name: A name it trades under now.
  • vanleasing.com Trading name: A name it trades under now.
  • carleasingspecialists.com Former trading name: A name it used to trade under.
  • carleasingspecialists.co.uk Former trading name: A name it used to trade under.
  • First European Former trading name: A name it used to trade under.
  • first-european.co.uk Former trading name: A name it used to trade under.
  • mycarlease.com Former trading name: A name it used to trade under.
  • network-loans.com Former trading name: A name it used to trade under.
  • tailoredmoney.com Former trading name: A name it used to trade under.
  • vanleasingquotes.com Former trading name: A name it used to trade under.
  • vanleasingquotes.co.uk Former trading name: A name it used to trade under.
  • yourcarlease.co.uk Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Lend or arrange credit · Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Entering into Regulated Consumer Hire Agreements as owner
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
15 January 1992 (34 years old)
Registered office
Abercorn School, Newton, Broxburn, West Lothian, EH52 6PZ, Scotland
Nature of business
  • Renting and leasing of cars and light motor vehicles (SIC 77110)

Directors and company secretaries

Name Role Born Appointed Other companies
Stuart Prentice Director Feb 1964 1 Jun 1992 1 other company
Ryan John Prentice Director Aug 1986 6 Mar 2020 1 other company
Debbie Prentice Secretary Not published 21 Jul 1993 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
still active
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 June 2025Full accountsNot audited

Net assets

£639k

+3.7% from £616k

Cash at bank

£504k

+107% from £243k

Owed within a year

£548k

+85% from £295k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company SC135936. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

First European Finance (Scotland)’s history from the FCA register and Companies House, newest first.

2025

30 April 2025

  • Debbie Prentice stopped being a part-owner

Companies House

2021

1 December 2021

  • Debbie Prentice became a part-owner (25–50% of shares)
  • Ryan John Prentice became the majority owner (50–75% of shares)

Companies House

2018

16 March 2018

  • Debbie Prentice stopped being a part-owner

Companies House

2016

6 April 2016

  • Debbie Prentice became a part-owner (25–50% of shares)
  • Stuart Prentice gained significant control

Companies House

2015

14 July 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

1992

15 January 1992

  • Incorporated at Companies House

Companies House

In the full report: all 37 events

  • All 37 events in its history (9 shown here)
  • Every director appointment and resignation: 4
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Firms connected to First European Finance (Scotland)

Other FCA-listed firms that share a director, phone number or address with First European Finance (Scotland). A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like First European Finance (Scotland)

Other firms of the same type (car leasing or hire), nearest first.

In the Falkirk (FK) postcode area

Elsewhere in the UK

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on First European Finance (Scotland)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 37 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is First European Finance (Scotland) Limited FCA authorised?
Yes, First European Finance (Scotland) Limited (FRN 671818) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2015 and works as a car leasing or hire. The FCA has placed no limits on its permissions.
What is First European Finance (Scotland)’s phone number and website?
The FCA register lists the phone number 0800 027 3923 and the website vanleasing.com for First European Finance (Scotland). If you were given different contact details, use these to check with the firm before going any further.
Is First European Finance (Scotland) a scam or clone?
First European Finance (Scotland) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with First European Finance (Scotland)?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how First European Finance (Scotland) handles your money, so check the specific product before you commit. You can also refer complaints about First European Finance (Scotland) to the Financial Ombudsman Service, free of charge.
Who owns First European Finance (Scotland)?
Companies House lists 2 people with significant control of First European Finance (Scotland): Mr Ryan John Prentice (50–75% of shares) and Mr Stuart Prentice (significant influence or control). Before that, it was controlled by Mrs Debbie Prentice.
Who runs First European Finance (Scotland)?
Companies House lists 2 directors of First European Finance (Scotland): Stuart Prentice and Ryan John Prentice.
How long has First European Finance (Scotland) been in business?
The company was formed on 15 January 1992, and has held its current FCA authorisation since July 2015.
What do First European Finance (Scotland)’s latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £639k (+3.7% from £616k) and cash at bank of £504k (+107% from £243k).
Does First European Finance (Scotland) use any other names?
It trades as hireplus.co.uk and vanleasing.com. It has previously used 10 other names, including carleasingspecialists.com, carleasingspecialists.co.uk and First European.

Sources and links

The full report on First European Finance (Scotland) Limited

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