First Financial Services Ltd

Reference number: 575702

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

First Complete Limited Reference number: 435779 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • First Financial Services Ltd (FRN 575702) is an AR of First Complete Limited (FRN 435779). When you use First Financial Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from First Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0191 825 0225

  • Address

    Second floor, Suite15, CAI Building, Coble Dene, Royal Quays, North Shields, NE29 6DE, United Kingdom

In the full report: 2 background checks

  • What kind of line 0191 825 0225 is
  • Who else gives the postcode NE29 6DE
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Mortgage Advice Shop Trading name
  • Peter Taylor Former name
  • Peter Taylor Financial Clarity Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through First Complete Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14099919
Company status
Active
Company type
Private limited company
Incorporated
11 May 2022 (4 years old)
Registered office
Cai Building Suite 15, Coble Dene, North Shields, NE29 6DE, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Peter Malcolm Taylor Director Sep 1966 11 May 2022 None
Ian Robert Milsted Director Apr 1963 4 Nov 2025 2 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£26.7k

<1% from £26.5k

Employees (average)

2

Same as 2

Owed within a year

£26.7k

<1% from £26.5k

Net assets

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14099919. Figures are exactly as filed; nothing is estimated.

Key dates in its history

First Financial Services’s history from the FCA register and Companies House, newest first.

Key events (8) All events (17)

2025

20 June 2025

  • Changed its registered name from "Peter Taylor"

FCA register

2024

2 October 2024

  • Carla Mary Timbs stopped being a part-owner
  • Ian Robert Milsted stopped being a part-owner

Companies House

2022

11 May 2022

  • Incorporated at Companies House
  • Carla Mary Timbs became a part-owner (25–50% of shares)
  • Ian Robert Milsted became a part-owner (25–50% of shares)
  • Peter Malcolm Taylor became a part-owner (25–50% of shares)

Companies House

2012

21 February 2012

  • Became an appointed representative

FCA register

In the full report: all 17 events

  • All 17 events in its history (8 shown here)
  • Every director appointment and resignation: 6
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Firms connected to First Financial Services

Other FCA-listed firms that share a director, phone number or address with First Financial Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like First Financial Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In North Shields

Mortgage Ladies LtdNorth ShieldsAppointed representativeRouven Snowdon Financial Services LimitedNorth ShieldsAppointed representativeSWH Electrical Solutions LtdNorth ShieldsAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on First Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 17 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is First Financial Services Ltd FCA authorised?
First Financial Services Ltd (FRN 575702) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for First Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. First Financial Services Ltd (FRN 575702) is an AR of First Complete Limited (FRN 435779). When you use First Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from First Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is First Financial Services’ phone number?
The FCA register lists the phone number 0191 825 0225 for First Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is First Financial Services a scam or clone?
First Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with First Financial Services?
Protection works through First Complete Limited, the principal firm responsible for First Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns First Financial Services?
Companies House lists one person with significant control of First Financial Services: Mr Peter Malcolm Taylor (25–50% of shares). Before that, it was controlled by Miss Carla Mary Timbs and Mr Ian Robert Milsted.
Who runs First Financial Services?
Companies House lists 2 directors of First Financial Services: Peter Malcolm Taylor and Ian Robert Milsted.
How long has First Financial Services been in business?
The company was formed on 11 May 2022.
What do First Financial Services’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £26.7k (<1% from £26.5k).
Does First Financial Services use any other names?
It trades as Mortgage Advice Shop. It has previously used 2 other names: Peter Taylor and Peter Taylor Financial Clarity.

Sources and links

The full report on First Financial Services Ltd

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