First Financial Solutions LLP

Reference number: 210361

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 24 years
Protected through the principal
No FCA actions
Active company since 2003
Accounts filed up to 31 March 2025

Responsible principal firm

The On-Line Partnership Limited Reference number: 192638 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
First Financial Solutions LLP (FRN 210361) is an AR of The On-Line Partnership Limited (FRN 192638). When you use First Financial Solutions's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from First Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

01753 888640
Address

141 High St, Chalfont St Peter, Gerrards Cross, Bucks, SL9 9QL, United Kingdom

In the full report: 2 background checks

What kind of line 01753 888640 is
Who else gives the postcode SL9 9QL

Other names (1)

If you were contacted under any of these names, it is this firm.

First Financial Solutions Former name: A name it was registered under before.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through The On-Line Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: OC305282 (opens Companies House in a new tab)
Company status: Active
Company type: Limited liability partnership
Incorporated: 12 August 2003 (23 years old)
Registered office: 141 High Street, Chalfont St. Peter, Gerrards Cross, Buckinghamshire, SL9 9QL

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
NEDAC FINANCIAL SOLUTIONS LTD	Corporate LLP designated member	Not published	1 Jul 2011	None
ETHIS FINANCIAL SOLUTIONS LIMITED	Corporate LLP designated member	Not published	1 Jul 2020	None

In the full report: every company its directors have run

Confirmation that these 2 directors run no other company
All 6 people who have been directors, with their dates

Filed accounts and finances

9 months to 31 March 2025Micro-entity accountsNot audited

Employees (average)

Same as 2

In the full report: all 6 years of accounts

Every year from 2020 to 2025
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company OC305282. Figures are exactly as filed; nothing is estimated.

Key dates in its history

First Financial Solutions’s history from the FCA register and Companies House, newest first.

Key events (8) All events (15)

2020

1 July 2020

Claire Bond stopped being a part-owner

Companies House

2018

16 March 2018

Claire Bond became a part-owner (25–50% of shares)

Companies House

2017

5 March 2017

Matthew Paul Thomas gained 25–50% of the votes
Paul Silver gained 25–50% of the votes

Companies House

2011

1 July 2011

Board replaced: both directors left and 2 new directors took over

Companies House

19 April 2011

Changed its registered name from "First Financial Solutions"

FCA register

2003

12 August 2003

Incorporated at Companies House

Companies House

2002

7 March 2002

Became an appointed representative

FCA register

In the full report: all 15 events

All 15 events in its history (8 shown here)
Every director appointment and resignation: 6

Firms like First Financial Solutions

Other firms of the same type (credit broker), nearest first.

In Gerrards Cross

Pearl Aesthetics Ltd.Gerrards CrossAppointed representative Thorpe House School TrustGerrards CrossAppointed representative Appella Consulting LimitedGerrards CrossAuthorised Geoffrey Robert AltyGerrards CrossAuthorised Gerrards Cross Golf Club, LimitedGerrards CrossAuthorised ScoresMatter LimitedGerrards CrossAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on First Financial Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

Every company its directors have run, named
2 background checks on its contact details
6 years of accounts, charted
All 15 events in its history

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Frequently asked questions about this firm

Is First Financial Solutions LLP FCA authorised?

First Financial Solutions LLP (FRN 210361) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for First Financial Solutions?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. First Financial Solutions LLP (FRN 210361) is an AR of The On-Line Partnership Limited (FRN 192638). When you use First Financial Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from First Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is First Financial Solutions’ phone number?

The FCA register lists the phone number 01753 888640 for First Financial Solutions. If you were given different contact details, use these to check with the firm before going any further.

Is First Financial Solutions a scam or clone?

First Financial Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with First Financial Solutions?

Protection works through The On-Line Partnership Limited, the principal firm responsible for First Financial Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns First Financial Solutions?

Companies House lists 2 people with significant control of First Financial Solutions: Mr Paul Silver (25–50% of votes) and Mr Matthew Paul Thomas (25–50% of votes). Before that, it was controlled by Ms Claire Bond.

Who runs First Financial Solutions?

Companies House lists 2 directors of First Financial Solutions: Nedac Financial Solutions Ltd and Ethis Financial Solutions Limited.

How long has First Financial Solutions been in business?

The company was formed on 12 August 2003.

What do First Financial Solutions’ latest accounts show?

Does First Financial Solutions use any other names?

It has previously used the name First Financial Solutions.

Sources and links

Its entry on the FCA register register.fca.org.uk
Its Companies House record gov.uk
Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
Report a scam to the FCA fca.org.uk