First Underwriting Limited
Reference number: 624585
Instant download
Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Website
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Phone number
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Address
Part Level 15, The Gherkin, 30 St. Mary Axe, London, EC3A 8EP, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When firstuw.com first appeared online, and whether it can receive email
- What kind of line 020 7655 8035 is, and the 2 other firms that give it
- Who else gives the postcode EC3A 8EP
Other names (5)
If you were contacted under any of these names, it is this firm.
- XPEKT Limited Former name: A name it was registered under before.
- First Specialty Former trading name: A name it used to trade under.
- Slipstream Underwriting Former trading name: A name it used to trade under.
- Vantage Underwriting Agency Former trading name: A name it used to trade under.
- Xpekt Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Give regulated advice FSCS may applyA claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
- Manage or trade investments FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Sell or arrange insurance FSCS may applyEligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
- Advising on investments (except on Pension Transfers and Pension Opt Outs)
- Arranging (bringing about) deals in investments
- Assisting in the administration and performance of a contract of insurance
- Credit Broking
- Dealing in investments as agent
- Making arrangements with a view to transactions in investments
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 07857938 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 23 November 2011 (14 years old)
- Registered office
- Level 15, 30 St. Mary Axe, London, EC3A 8BF, England
- Nature of business
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- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Simon Andrew Toomey | Director | Apr 1988 | 11 May 2021 | None |
| Jacqueline Dawn Boast | Director | Oct 1965 | 18 Aug 2021 | 24 other companies |
| Marc Anthony Castellucci | Director | Nov 1972 | 1 Apr 2023 | 29 other companies |
| Gemma Susanne Stanley | Director | Jun 1984 | 22 Feb 2024 | None |
| Victor Paul Rainsford | Director | Jun 1966 | 14 Aug 2025 | None |
| Stephen John Richards | Director | Jul 1973 | 11 Feb 2026 | 5 other companies |
Other companies run by these 6 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 37
- closed down
- 8
- are FCA-registered
- 3
In the full report: all 37 companies, named
- What each company does, and whether it is still trading
- Which of these 6 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 3 on the FCA register
- The 18 companies these 6 directors run together
- All 22 people who have ever been directors, with their dates
Filed accounts and finances
Profit before tax
£781k
+94% from £402k
Net assets
£5.03m
+32% from £3.81m
Cash at bank
£16.9m
+17% from £14.4m
Owed within a year
£25.4m
No earlier figure to compare
The accounts for the year to 31 December 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £11.7m, for the year to 31 December 2023.
Profit before tax
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- Both charts, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 07857938. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
First Underwriting’s history from the FCA register and Companies House, newest first.
2020
18 December 2020
- Kingfisher UK Holdings Limited took control (75–100% of shares)
- Nsm Mga Holdings Limited gave up control
Companies House
2018
20 December 2018
- Colin Hart no longer holds 25–50% of the votes
- Julie Hart no longer holds 25–50% of the votes
- Nsm Mga Holdings Limited took control (75–100% of shares)
Companies House
6 December 2018
- Board replaced: both directors left and 5 new directors took over
Companies House
30 November 2018
- Changed its registered name from "XPEKT Limited"
FCA register
2017
1 July 2017
- Colin Hart stopped being a part-owner
- Julie Hart stopped being a part-owner
Companies House
2016
6 April 2016
- Colin Hart became a part-owner (25–50% of shares)
- Colin Hart gained 25–50% of the votes
- Julie Hart became a part-owner (25–50% of shares)
- Julie Hart gained 25–50% of the votes
Companies House
2014
4 November 2014
- Regulated by the FCA from this date
- Became authorised by the FCA
FCA register
2011
23 November 2011
- Incorporated at Companies House
Companies House
In the full report: all 64 events
- All 64 events in its history (16 shown here)
- Every director appointment and resignation: 38
Firms connected to First Underwriting
Other FCA-listed firms that share a director, phone number or address with First Underwriting. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 5
- share a director
- 3
- share its phone number
- 2
In the full report: all 5 connected firms, named
- How each is linked: shared directors (3), the same phone number (2)
- Who links each one: the named directors, with dates
Firms like First Underwriting
Other firms of the same type (insurance broker), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on First Underwriting
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 37 other companies its directors have run, named
- 3 background checks on its contact details, 1 flagged
- 7 years of accounts, charted
- All 64 events in its history
- 5 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk