Firstxtra Commercial & Specialist Finance Limited

Reference number: 1019878

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Optimum Commercial Solutions Ltd Reference number: 808754 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Firstxtra Commercial & Specialist Finance Limited (FRN 1019878) is an AR of Optimum Commercial Solutions Ltd (FRN 808754). When you use Firstxtra Commercial & Specialist Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Firstxtra Commercial & Specialist Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07717 805648

  • Address

    The Pavilion, Newbury Business Park, Newbury, West Berkshire, RG14 2PZ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07717 805648 is
  • Who else gives the postcode RG14 2PZ
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Optimum Commercial Solutions Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
FIRSTXTRA COMMERCIAL AND SPECIALIST FINANCE LIMITED
Company number
15922722
Company status
Active
Company type
Private limited company
Incorporated
28 August 2024 (2 years old)
Registered office
2 Old Bath Road, Newbury, Berkshire, RG14 1QL, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Christopher James Hall Director Jun 1976 28 Aug 2024 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 August 2025Dormant company accountsNot audited

Net assets

£100

No earlier figure to compare

Cash at bank

£100

No earlier figure to compare

These accounts were filed as dormant: the company reported no significant trading in the period.

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 15922722. Figures are exactly as filed; nothing is estimated.

Key dates in its history

This firm’s history from the FCA register and Companies House, newest first.

2024

30 October 2024

  • Became an appointed representative

FCA register

28 August 2024

  • Incorporated at Companies House
  • Christopher James Hall took control (75–100% of shares)
  • Christopher James Hall appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Connected firms

Other FCA-listed firms that share a director, phone number or address with this firm. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Similar firms

Other firms of the same type (credit broker), nearest first.

In Newbury

James GoldstrawNewburyAppointed representativeNavigate Business Finance LimitedNewburyAppointed representativeSteven KayllNewburyAppointed representativeM.k.m. Building Supplies (Newbury) LimitedNewburyAppointed representativeNewbury V.e. LimitedNewburyAppointed representativeIlsley Finance LimitedNewburyAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on this firm

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 4 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Firstxtra Commercial & Specialist Finance Limited FCA authorised?
Firstxtra Commercial & Specialist Finance Limited (FRN 1019878) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Firstxtra Commercial & Specialist Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Firstxtra Commercial & Specialist Finance Limited (FRN 1019878) is an AR of Optimum Commercial Solutions Ltd (FRN 808754). When you use Firstxtra Commercial & Specialist Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Firstxtra Commercial & Specialist Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Firstxtra Commercial & Specialist Finance’s phone number?
The FCA register lists the phone number 07717 805648 for Firstxtra Commercial & Specialist Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Firstxtra Commercial & Specialist Finance a scam or clone?
Firstxtra Commercial & Specialist Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Firstxtra Commercial & Specialist Finance?
Protection works through Optimum Commercial Solutions Ltd, the principal firm responsible for Firstxtra Commercial & Specialist Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Firstxtra Commercial & Specialist Finance?
Companies House lists one person with significant control of Firstxtra Commercial & Specialist Finance: Mr Christopher James Hall (75–100% of shares).
Who runs Firstxtra Commercial & Specialist Finance?
Companies House lists one director of Firstxtra Commercial & Specialist Finance: Christopher James Hall.
How long has Firstxtra Commercial & Specialist Finance been in business?
The company was formed on 28 August 2024.
What do Firstxtra Commercial & Specialist Finance’s latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of £100 (no earlier figure to compare) and cash at bank of £100 (no earlier figure to compare).

Sources and links

The full report on Firstxtra Commercial & Specialist Finance Limited

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