Fisher J Limited

Reference number: 1021080

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Snap-on Finance UK Limited Reference number: 630814 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Fisher J Limited (FRN 1021080) is an AR of Snap-on Finance UK Limited (FRN 630814). When you use Fisher J's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Fisher J, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07908 914744

  • Address

    9 Oak Drive, North Bradley, Trowbridge, Wiltshire, BA14 0SW, United Kingdom

In the full report: 2 background checks

  • What kind of line 07908 914744 is
  • Who else gives the postcode BA14 0SW
Instant PDF download
Other names (3)

If you were contacted under any of these names, it is this firm.

  • Snap-on Trading name
  • Snap-on Diagnostics Trading name
  • Snap-on Tools Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Snap-on Finance UK Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
15494271
Company status
Active
Company type
Private limited company
Incorporated
16 February 2024 (2 years old)
Registered office
9 Oak Drive, North Bradley, Trowbridge, Wiltshire, BA14 0SW, England
Nature of business
  • Other retail sale not in stores, stalls or markets (SIC 47990)

Directors and company secretaries

Name Role Born Appointed Other companies
James Stephen Derek Fisher Director Jan 1989 16 Feb 2024 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
Instant PDF download

Filed accounts and finances

Year to 30 November 2025Small company accountsNot audited

Net assets

£71.2k

No earlier figure to compare

Cash at bank

£31.6k

Up £31.6k from £1

Employees (average)

1

Up 1 from 0

Owed within a year

£175k

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15494271. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Fisher J’s history from the FCA register and Companies House, newest first.

Key events (3) All events (7)

2024

23 October 2024

  • Became an appointed representative

FCA register

16 February 2024

  • Incorporated at Companies House
  • James Stephen Derek Fisher took control (75–100% of shares)

Companies House

In the full report: all 7 events

  • All 7 events in its history (3 shown here)
  • Every director appointment and resignation: 1
Instant PDF download

Get the full report on Fisher J

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 7 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Fisher J Limited FCA authorised?
Fisher J Limited (FRN 1021080) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Fisher J?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Fisher J Limited (FRN 1021080) is an AR of Snap-on Finance UK Limited (FRN 630814). When you use Fisher J's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Fisher J, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Fisher J’s phone number?
The FCA register lists the phone number 07908 914744 for Fisher J. If you were given different contact details, use these to check with the firm before going any further.
Is Fisher J a scam or clone?
Fisher J is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Fisher J?
Protection works through Snap-on Finance UK Limited, the principal firm responsible for Fisher J's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Fisher J?
Companies House lists one person with significant control of Fisher J: James Stephen Derek Fisher (75–100% of shares).
Who runs Fisher J?
Companies House lists one director of Fisher J: James Stephen Derek Fisher.
How long has Fisher J been in business?
The company was formed on 16 February 2024.
What do Fisher J’s latest accounts show?
Its latest accounts, to 30 November 2025, show net assets of £71.2k (no earlier figure to compare) and cash at bank of £31.6k (up £31.6k from £1).
Does Fisher J use any other names?
It trades as Snap-on, Snap-on Diagnostics and Snap-on Tools.

Sources and links

The full report on Fisher J Limited

£19.99 · Instant PDF download

Loading secure checkout…