Fitch Ratings Limited: FCA regulated?

Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Appointed for 5 years
Protected through the principal
No FCA actions
Active company since 1977

Responsible principal firm

Cycle Solutions (Cycle to Work) Limited Reference number: 722968 Authorised View firm →

What does this mean?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
Fitch Ratings Limited (FRN 954163) introduces customers to Cycle Solutions (Cycle to Work) Limited (FRN 722968). Any regulated advice or arranging is done by the principal, not Fitch Ratings.
Example: if Fitch Ratings refers you to a financial adviser, the advice should come from the principal firm, not from Fitch Ratings itself.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Fitch Ratings Ltd Reference number: 910007 Registered

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

020 3530 1105
Address

30 North Colonnade, London, E14 5GN, United Kingdom

In the full report: 2 background checks

What kind of line 020 3530 1105 is, and the 4 other firms that give it
Who else gives the postcode E14 5GN

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Cycle Solutions (Cycle to Work) Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name: FITCH RATINGS LTD
Company number: 01316230 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 3 June 1977 (49 years old)
Registered office: Matches the FCA register address ✓
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Ian Charles Linnell	Director	Feb 1967	12 Jul 2012	None
Karen Margaret Skinner	Director	Jan 1971	7 Apr 2021	2 other companies
Marie Catherine Winters	Director	Nov 1952	1 Nov 2024	None
Robert Peter Ford	Director	Mar 1965	1 Apr 2025	4 other companies
Jonathan Haydon Prosser	Secretary	Not published	30 Apr 2019	–

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 6
closed down: 1
are FCA-registered: 3

In the full report: all 6 companies, named

What each company does, and whether it is still trading
Which of these 4 directors sit on each board, and since when
Any that went into liquidation or administration
The 3 on the FCA register
All 42 people who have ever been directors, with their dates

Key dates in its history

Fitch Ratings’s history from the FCA register and Companies House, newest first.

Key events (2) All events (77)

2021

6 July 2021

Became an introducer appointed representative

FCA register

1977

3 June 1977

Incorporated at Companies House

Companies House

In the full report: all 77 events

All 77 events in its history (2 shown here)
Every director appointment and resignation: 75

Firms connected to Fitch Ratings

Other FCA-listed firms that share a director, phone number or address with Fitch Ratings. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 5
share its phone number: 4
share its postcode: 5

In the full report: all 5 connected firms, named

How each is linked: the same phone number (4), the same postcode (5)
Who links each one: the named directors, with dates

Get the full report on Fitch Ratings

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

6 other companies its directors have run, named
2 background checks on its contact details
All 77 events in its history
5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Fitch Ratings Limited FCA authorised?

Fitch Ratings Limited (FRN 954163) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does introducer appointed representative mean for Fitch Ratings?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Fitch Ratings Limited (FRN 954163) introduces customers to Cycle Solutions (Cycle to Work) Limited (FRN 722968). Any regulated advice or arranging is done by the principal, not Fitch Ratings. Example: if Fitch Ratings refers you to a financial adviser, the advice should come from the principal firm, not from Fitch Ratings itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Fitch Ratings’ phone number?

The FCA register lists the phone number 020 3530 1105 for Fitch Ratings. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 4 other FCA firms.

Is Fitch Ratings a scam or clone?

Fitch Ratings is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Fitch Ratings?

Protection works through Cycle Solutions (Cycle to Work) Limited, the principal firm responsible for Fitch Ratings's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who runs Fitch Ratings?

Companies House lists 4 directors of Fitch Ratings: Ian Charles Linnell, Karen Margaret Skinner, Marie Catherine Winters and Robert Peter Ford.

How long has Fitch Ratings been in business?

The company was formed on 3 June 1977.