Flear & Thomson Limited

Reference number: 309795

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When flearandthomson.co.uk first appeared online, and whether it can receive email
  • What kind of line 01383 722565 is
  • Who else gives the postcode KY12 8AN
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • Flear & Thomson Stirling Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (8 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Credit Broking
  • Dealing in investments as agent
  • Debt Adjusting
  • Debt-counselling
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC028660
Company status
Active
Company type
Private limited company
Incorporated
26 December 1951 (74 years old)
Registered office
128-140 Pittencrieff Street, Dunfermline, KY12 8AN
Nature of business
  • Sale of new cars and light motor vehicles (SIC 45111)
  • Sale of used cars and light motor vehicles (SIC 45112)
  • Maintenance and repair of motor vehicles (SIC 45200)
  • Other letting and operating of own or leased real estate (SIC 68209)

Directors and company secretaries

Name Role Born Appointed Other companies
Paul Buchanan Director May 1968 10 Jan 1990 3 other companies
Scott Buchanan Director Dec 1975 18 Dec 1998 1 other company
Eliza Wallace Caldwell Buchanan Director May 1946 Not published 1 other company
Paul Buchanan Secretary Not published 20 Sep 1994 3 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
1
are FCA-registered
2

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • The 1 company these 3 directors run together
  • All 7 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 March 2025Group accountsAudited

Turnover

£70.5m

+11% from £63.6m

Profit before tax

£748k

−32% from £1.10m

Net assets

£6.44m

+7.5% from £5.99m

Cash at bank

£5.83m

+60% from £3.63m

Turnover and profit

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

The figures for the year to 31 March 2025 were read from the printed accounts, because the filing does not tag them in a form that can be read automatically. They were checked against the accounts’ own totals.

These are group figures: the firm and the companies it owns, combined.

Accounts filed at Companies House for company SC028660. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Flear & Thomson’s history from the FCA register and Companies House, newest first.

Key events (7) All events (18)

2017

6 April 2017

  • Scott Buchanan took control (75–100% of shares)

Companies House

2016

7 December 2016

  • Elizabeth Wallace Caldwell Buchanan became the majority owner (50–75% of shares)

Companies House

6 April 2016

  • Paul Buchanan took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1951

26 December 1951

  • Incorporated at Companies House

Companies House

In the full report: all 18 events

  • All 18 events in its history (7 shown here)
  • Every director appointment and resignation: 6
Instant PDF download

Firms connected to Flear & Thomson

Other FCA-listed firms that share a director, phone number or address with Flear & Thomson. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
2

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (2)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like Flear & Thomson

Other firms of the same type (insurance broker), nearest first.

In Dunfermline

Scottish Golf LimitedDunfermlineAppointed representativeLyncombe Brokers LimitedDunfermlineAppointed representativeTilhill Forestry LimitedDunfermlineAuthorisedVets Now Emergency LimitedDunfermlineAppointed representativeMowi Consumer Products UK LimitedDunfermlineAppointed representativeMowi Scotland LimitedDunfermlineAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Flear & Thomson

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 18 events in its history
  • 2 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Flear & Thomson Limited FCA authorised?
Yes, Flear & Thomson Limited (FRN 309795) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Flear & Thomson’s phone number and website?
The FCA register lists the phone number 01383 722565 and the website flearandthomson.co.uk for Flear & Thomson. If you were given different contact details, use these to check with the firm before going any further.
Is Flear & Thomson a scam or clone?
Flear & Thomson is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Flear & Thomson?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Flear & Thomson to the Financial Ombudsman Service, free of charge.
Who owns Flear & Thomson?
Companies House lists 3 people with significant control of Flear & Thomson: Mr Scott Buchanan (75–100% of shares), Mr Paul Buchanan (75–100% of shares) and Mrs Elizabeth Wallace Caldwell Buchanan (50–75% of shares).
Who runs Flear & Thomson?
Companies House lists 3 directors of Flear & Thomson: Paul Buchanan, Scott Buchanan and Eliza Wallace Caldwell Buchanan.
How long has Flear & Thomson been in business?
The company was formed on 26 December 1951, and has held its current FCA authorisation since January 2005.
What do Flear & Thomson’s latest accounts show?
Its latest accounts, to 31 March 2025, show turnover of £70.5m (+11% from £63.6m) and profit before tax of £748k (−32% from £1.10m).
Does Flear & Thomson use any other names?
It has previously used the name Flear & Thomson Stirling.

Sources and links

The full report on Flear & Thomson Limited

£19.99 · Instant PDF download

Loading secure checkout…