fleet bid ltd

Reference number: 812109

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When fleetbid.co.uk first appeared online, and whether it can receive email
  • What kind of line 01236 749889 is
  • Who else gives the postcode ML6 8RA
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC556291
Company status
Active
Company type
Private limited company
Incorporated
1 February 2017 (9 years old)
Registered office
52 Southburn Road, Airdrie, ML6 9AD, United Kingdom
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Angelina Rafferty Director May 1963 1 Feb 2017 5 other companies
James William Rafferty Director Aug 1963 1 Feb 2017 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
2
still active
3

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£824k

−18% from £1.00m

Cash at bank

£112k

−14% from £130k

Employees (average)

6

Same as 6

Owed within a year

£1.40m

−34% from £2.12m

Net assets

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC556291. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Fleet bid’s history from the FCA register and Companies House, newest first.

Key events (7) All events (11)

2025

25 November 2025

  • James William Rafferty stopped being a part-owner
  • Southburn Holdco Limited took control (75–100% of shares)

Companies House

2018

5 July 2018

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2017

1 February 2017

  • Incorporated at Companies House
  • Angelina Rafferty became a part-owner (25–50% of shares)
  • James William Rafferty became a part-owner (25–50% of shares)

Companies House

In the full report: all 11 events

  • All 11 events in its history (7 shown here)
  • Every director appointment and resignation: 2
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Firms like fleet bid

Other firms of the same type (credit broker), nearest first.

In Airdrie

Gerard Charles MullenAirdrieAuthorisedJames AndersonAirdrieAuthorisedAirdrie Golf ClubAirdrieAppointed representativeGillian IrvineAirdrieAppointed representativeA.T. Best Handlers LimitedAirdrieAuthorisedApex Garden Rooms LtdAirdrieAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on fleet bid

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 11 events in its history

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Frequently asked questions about this firm

Is fleet bid ltd FCA authorised?
Yes, fleet bid ltd (FRN 812109) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2018 and works as a credit broker. The FCA has placed no limits on its permissions.
What is fleet bid’s phone number and website?
The FCA register lists the phone number 01236 749889 and the website fleetbid.co.uk for fleet bid. If you were given different contact details, use these to check with the firm before going any further.
Is fleet bid a scam or clone?
fleet bid is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with fleet bid?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how fleet bid handles your money, so check the specific product before you commit. You can also refer complaints about fleet bid to the Financial Ombudsman Service, free of charge.
Who owns fleet bid?
fleet bid is owned by Southburn Holdco Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 25 November 2025. Before that, it was controlled by James William Rafferty.
Who runs fleet bid?
Companies House lists 2 directors of fleet bid: Angelina Rafferty and James William Rafferty.
How long has fleet bid been in business?
The company was formed on 1 February 2017, and has held its current FCA authorisation since July 2018.
What do fleet bid’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £824k (−18% from £1.00m) and cash at bank of £112k (−14% from £130k).

Sources and links

The full report on fleet bid ltd

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