Fleet Financial Ltd

Reference number: 456005

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Fleet Financial Ltd (FRN 456005) is an AR of Lookers Motor Group Limited (FRN 309424). When you use Fleet Financial's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Fleet Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When fleetfinancial.co.uk first appeared online, and whether it can receive email
  • What kind of line 028 9038 1721 is
  • Who else gives the postcode BT12 6LR
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Your Preference Trading name: A name it trades under now.
  • Fleet Financial (NI) Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Lookers Motor Group Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Accounts are overdue at Companies House.
Company name
FLEET FINANCIAL LIMITED
Company status
Active
Company type
Private limited company
Incorporated
23 January 1996 (30 years old)
Registered office
62 Boucher Road, Belfast, Antrim, BT12 6LR
Nature of business
  • Sale of new cars and light motor vehicles (SIC 45111)
  • Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name Role Born Appointed Other companies
Alex Smith Director Sep 1974 23 Jan 2025 74 other companies
Owen John Mclellan Director Nov 1982 1 Oct 2025 71 other companies
Oona Cassidy Secretary Not published 27 Feb 2026 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
81
closed down
29
are FCA-registered
5

In the full report: all 81 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 5 on the FCA register, including 2 no longer authorised
  • The 64 companies these 2 directors run together
  • All 22 people who have ever been directors, with their dates
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Key dates in its history

Fleet Financial’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • Charles Hurst Limited took control (75–100% of shares)

Companies House

2013

16 September 2013

  • Changed its registered name from "Fleet Financial (NI) Ltd"

FCA register

2012

7 June 2012

  • Board replaced: all 3 directors left and 5 new directors took over

Companies House

2006

15 August 2006

  • Became an appointed representative

FCA register

1996

23 January 1996

  • Incorporated at Companies House

Companies House

In the full report: all 48 events

  • All 48 events in its history (5 shown here)
  • Every director appointment and resignation: 42
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Firms connected to Fleet Financial

Other FCA-listed firms that share a director, phone number or address with Fleet Financial. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
no longer authorised
2
share a director
5

In the full report: all 5 connected firms, named

  • How each is linked: shared directors (5)
  • Who links each one: the named directors, with dates
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Firms like Fleet Financial

Other firms of the same type (car dealer), nearest first.

In Belfast

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Fleet Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 81 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 48 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Fleet Financial Ltd FCA authorised?
Fleet Financial Ltd (FRN 456005) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Fleet Financial?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Fleet Financial Ltd (FRN 456005) is an AR of Lookers Motor Group Limited (FRN 309424). When you use Fleet Financial's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Fleet Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Fleet Financial’s phone number and website?
The FCA register lists the phone number 028 9038 1721 and the website fleetfinancial.co.uk for Fleet Financial. If you were given different contact details, use these to check with the firm before going any further.
Is Fleet Financial a scam or clone?
Fleet Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Fleet Financial?
Protection works through Lookers Motor Group Limited, the principal firm responsible for Fleet Financial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Fleet Financial?
Fleet Financial is owned by Charles Hurst Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.
Who runs Fleet Financial?
Companies House lists 2 directors of Fleet Financial: Alex Smith and Owen John McLellan.
How long has Fleet Financial been in business?
The company was formed on 23 January 1996.
Does Fleet Financial use any other names?
It trades as Your Preference. It has previously used the name Fleet Financial (NI) Ltd.

Sources and links

The full report on Fleet Financial Ltd

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