On the register, but not FCA authorised
This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.
What does this mean?
- Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
- What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
- It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
- So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Holbrook House, 51 John Street, Ipswich, Suffolk, IP3 0AH, United Kingdom
In the full report: 2 background checks
- What kind of line 07756 216495 is
- Who else gives the postcode IP3 0AH
Past FCA permissions and consumer protection
- Money-laundering registration onlyThis firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 09485920 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 12 March 2015 (11 years old)
- Registered office
- Holbrook House, 51 John Street, Ipswich, Suffolk, IP3 0AH, England
- Nature of business
-
- Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Daniel O'Sullivan | Director | Aug 1986 | 12 Mar 2015 | 8 other companies |
| Peter John Tuvey | Director | Dec 1979 | 19 Sep 2016 | 12 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 15
- closed down
- 6
- run together
- 5
In the full report: all 15 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 5 companies these 2 directors run together
- All 5 people who have ever been directors, with their dates
Filed accounts and finances
Total equity
£13.0m
+75% from £7.42m
Cash at bank
£2.37m
−1.6% from £2.41m
Employees (average)
2
Same as 2
Owed within a year
£14.2m
+121% from £6.43m
Total equity
In the full report: all 4 years of accounts
- Every year from 2019 to 2022
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 09485920. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Fleximize Capital’s history from the FCA register and Companies House, newest first.
2020
9 November 2020
- Registered with the FCA
FCA register
2016
6 April 2016
- Alterium Limited took control (75–100% of shares)
Companies House
2015
12 March 2015
- Incorporated at Companies House
Companies House
In the full report: all 11 events
- All 11 events in its history (3 shown here)
- Every director appointment and resignation: 8
Get the full report on Fleximize Capital
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 15 other companies its directors have run, named
- 2 background checks on its contact details
- 4 years of accounts, charted
- All 11 events in its history
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Frequently asked questions about this firm
Is Fleximize Capital Limited FCA authorised?
What is Fleximize Capital’s phone number?
Is Fleximize Capital a scam or clone?
Is my money safe with Fleximize Capital?
Who owns Fleximize Capital?
Who runs Fleximize Capital?
How long has Fleximize Capital been in business?
What do Fleximize Capital’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Report a scam to the FCA fca.org.uk