Flock Limited

Reference number: 940009

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When flockcover.com first appeared online, and whether it can receive email
  • What kind of line 07738 062069 is
  • Who else gives the postcode EC2M 2TE
Instant PDF download

FCA permissions and consumer protection

  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09503380
Company status
Active
Company type
Private limited company
Incorporated
23 March 2015 (11 years old)
Registered office
Ty Admiral, David Street, Cardiff, CF10 2EH, United Kingdom
Nature of business
  • Other information technology service activities (SIC 62090)

Directors and company secretaries

Name Role Born Appointed Other companies
Antton Pena Director Jun 1990 23 Mar 2015 2 other companies
Ed Leon Klinger Director Jul 1992 26 Jun 2016 2 other companies
Scott William Cargill Director Jan 1981 29 May 2026 1 other company
Emma Elizabeth Huntington Director Aug 1972 29 May 2026 3 other companies
Christopher Richard Jones Director Nov 1981 29 May 2026 2 other companies

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
8
closed down
3
is FCA-registered
1

In the full report: all 8 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 1 company these 5 directors run together
  • All 11 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 March 2025Full accountsAudited

Turnover

£4.09m

Not compared: the previous accounts cover a different length of time

Profit before tax

−£9.30m

Not compared: the previous accounts cover a different length of time

Net assets

£8.95m

−34% from £13.5m

Cash at bank

£9.60m

−24% from £12.7m

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 09503380. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Flock’s history from the FCA register and Companies House, newest first.

Key events (10) All events (30)

2026

29 May 2026

  • Able Insurance Services Limited took control (75–100% of shares)
  • Antton Pena no longer has significant control
  • Ed Leon Klinger no longer has significant control

Companies House

2021

4 June 2021

  • Ed Leon Klinger gained significant control

Companies House

1 March 2021

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2018

25 April 2018

  • Ed Leon Klinger stopped being a part-owner

Companies House

2017

1 March 2017

  • Antton Pena gained significant control
  • Ed Leon Klinger became a part-owner (25–50% of shares)

Companies House

2015

23 March 2015

  • Incorporated at Companies House

Companies House

In the full report: all 30 events

  • All 30 events in its history (10 shown here)
  • Every director appointment and resignation: 17
Instant PDF download

Firms connected to Flock

Other FCA-listed firms that share a director, phone number or address with Flock. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1)
  • Who links it to this firm: the named directors, with dates
Instant PDF download

Firms like Flock

Other firms of the same type (insurance broker), nearest first.

In London

Amazon EU S.a.r.l.LondonAuthorisedRevolut Travel LtdLondonAuthorisedSantander Insurance Services UK LimitedLondonAuthorisedAon UK LimitedLondonAuthorisedHartford Underwriting Agency LimitedLondonAuthorisedChubb Underwriting Agencies LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Flock

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 8 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 30 events in its history
  • 1 connected firm, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Flock Limited FCA authorised?
Yes, Flock Limited (FRN 940009) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2021 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Flock’s phone number and website?
The FCA register lists the phone number 07738 062069 and the website flockcover.com for Flock. If you were given different contact details, use these to check with the firm before going any further.
Is Flock a scam or clone?
Flock is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Flock?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Flock to the Financial Ombudsman Service, free of charge.
Who owns Flock?
Flock is owned by Able Insurance Services Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 29 May 2026. Before that, it was controlled by Mr Ed Leon Klinger and Mr Antton Pena.
Who runs Flock?
Companies House lists 5 directors of Flock: Antton Pena, Ed Leon Klinger, Scott William Cargill, Emma Elizabeth Huntington and Christopher Richard Jones.
How long has Flock been in business?
The company was formed on 23 March 2015, and has held its current FCA authorisation since March 2021.
What do Flock’s latest accounts show?
Its latest accounts, to 31 March 2025, show turnover of £4.09m (not compared: the previous accounts cover a different length of time) and profit before tax of −£9.30m (not compared: the previous accounts cover a different length of time).

Sources and links

The full report on Flock Limited

£19.99 · Instant PDF download

Loading secure checkout…