Floris Limited: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 8 years
Protected through the principal
No FCA actions
Active company since 2007
Accounts filed up to 31 March 2025
1 thing worth a closer look in the background checks

Responsible principal firm

Rural Finance Limited Reference number: 630701 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Floris Limited (FRN 800151) is an AR of Rural Finance Limited (FRN 630701). When you use Floris's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Floris, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

fletcherfinance.com (opens in a new tab)
Phone number

07539 737975
Address

Linwood Hall, Linwood Road, Martin, Lincoln, Lincolnshire, LN4 3RA, United Kingdom

In the full report: 3 background checks, 1 thing worth a closer look

When fletcherfinance.com first appeared online, and whether it can receive email
What kind of line 07539 737975 is
Who else gives the postcode LN4 3RA

Other names (2)

If you were contacted under any of these names, it is this firm.

Fletcher Finance Trading name: A name it trades under now.
Localis Consulting Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Rural Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 06351686 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 23 August 2007 (19 years old)
Registered office: Linwood, Linwood Road, Martin, Lincolnshire, LN4 3RA
Nature of business: Management consultancy activities other than financial management (SIC 70229)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Matthew William Fletcher	Director	Oct 1972	28 Aug 2007	4 other companies
Matthew William Fletcher	Secretary	Not published	28 Aug 2007	4 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 4
closed down: 3
still active: 1

In the full report: all 4 companies, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
Any that went into liquidation or administration
All 3 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£230

Down £60 from £290

Employees (average)

1

−50% from 2

Owed within a year

£13.8k

+85% from £7,468

Assets and liabilities

In the full report: all 6 years of accounts

Every year from 2020 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06351686. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Floris’s history from the FCA register and Companies House, newest first.

Key events (5) All events (9)

2023

5 October 2023

Changed its registered name from "Localis Consulting Ltd"

FCA register

2018

30 January 2018

Became an appointed representative

FCA register

2016

6 April 2016

Matthew William Fletcher became a part-owner (25–50% of shares)
Violetta Fletcher became a part-owner (25–50% of shares)

Companies House

2007

23 August 2007

Incorporated at Companies House

Companies House

In the full report: all 9 events

All 9 events in its history (5 shown here)
Every director appointment and resignation: 3

Firms like Floris

Other firms of the same type (credit broker), nearest first.

In Lincoln

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Floris

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

4 other companies its directors have run, named
3 background checks on its contact details, 1 flagged
6 years of accounts, charted
All 9 events in its history

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Frequently asked questions about this firm

Is Floris Limited FCA authorised?

Floris Limited (FRN 800151) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Floris?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Floris Limited (FRN 800151) is an AR of Rural Finance Limited (FRN 630701). When you use Floris's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Floris, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Floris’ phone number and website?

The FCA register lists the phone number 07539 737975 and the website fletcherfinance.com for Floris. If you were given different contact details, use these to check with the firm before going any further.

Is Floris a scam or clone?

Floris is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Floris?

Protection works through Rural Finance Limited, the principal firm responsible for Floris's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Floris?

Companies House lists 2 people with significant control of Floris: Mrs Violetta Fletcher (25–50% of shares) and Mr Matthew William Fletcher (25–50% of shares).

Who runs Floris?

Companies House lists one director of Floris: Matthew William Fletcher.

How long has Floris been in business?

The company was formed on 23 August 2007.

What do Floris’ latest accounts show?

Its latest accounts, to 31 March 2025, show net assets of £230 (down £60 from £290).

Does Floris use any other names?

It trades as Fletcher Finance. It has previously used the name Localis Consulting Ltd.