Flowe Ltd

Reference number: 1062181

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Flowe Ltd (FRN 1062181) is an AR of Swoop Finance Limited (FRN 936513). When you use Flowe's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Flowe, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07375 233572

  • Address

    Unit 15, Phoenix House, Hyssop Close, Cannock, Staffordshire, WS11 7GA, United Kingdom

In the full report: 2 background checks

  • What kind of line 07375 233572 is
  • Who else gives the postcode WS11 7GA
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Swoop Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
23 June 2026 (less than a year old)
Registered office
Office 15, Phoenix House 10 Hemlock Way, Hyssop Close, Cannock, WS11 7GA, United Kingdom
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Jordan Pincombe Director Jul 1993 23 Jun 2026 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

Flowe’s history from the FCA register and Companies House, newest first.

2026

8 October 2026

  • Became an appointed representative

FCA register

23 June 2026

  • Incorporated at Companies House
  • Jordan Pincombe took control (75–100% of shares)
  • Jordan Pincombe appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Flowe

Other firms of the same type (credit broker), nearest first.

In Cannock

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Flowe

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is Flowe Ltd FCA authorised?
Flowe Ltd (FRN 1062181) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Flowe?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Flowe Ltd (FRN 1062181) is an AR of Swoop Finance Limited (FRN 936513). When you use Flowe's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Flowe, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Flowe’s phone number?
The FCA register lists the phone number 07375 233572 for Flowe. If you were given different contact details, use these to check with the firm before going any further.
Is Flowe a scam or clone?
Flowe is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Flowe?
Protection works through Swoop Finance Limited, the principal firm responsible for Flowe's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Flowe?
Companies House lists one person with significant control of Flowe: Jordan Pincombe (75–100% of shares).
Who runs Flowe?
Companies House lists one director of Flowe: Jordan Pincombe.
How long has Flowe been in business?
The company was formed on 23 June 2026.

Sources and links

The full report on Flowe Ltd

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