Fluid Science Limited

Reference number: 800669

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When fluidscienceltd.com first appeared online, and whether it can receive email
  • What kind of line 01244 506860 is
  • Who else gives the postcode L33 7XE
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
10274044
Company status
Active
Company type
Private limited company
Incorporated
12 July 2016 (10 years old)
Registered office
Unit 3b, Arbour Court, Knowsley Industrial Park, Kirkby, Liverpool, L33 7XE, England
Nature of business
  • Manufacture of electronic industrial process control equipment (SIC 26512)

Directors and company secretaries

Name Role Born Appointed Other companies
Duncan James Gray Director Apr 1959 12 Jul 2016 10 other companies
Morgan James Gray Director May 1985 12 Jul 2016 5 other companies
Omar Martin Wahab Director Jan 1980 12 Jul 2016 3 other companies
Mareesa Ann Wahab Director Aug 1980 25 Jun 2021 3 other companies
Laura Woodall Director Feb 1988 25 Jun 2021 3 other companies

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
14
closed down
4
run together
4

In the full report: all 14 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 4 companies these 5 directors run together
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Filed accounts and finances

Year to 30 November 2025Small company accountsNot audited

Net assets

£390k

−9% from £428k

Cash at bank

£40.2k

−66% from £117k

Employees (average)

22

+22% from 18

Owed within a year

£723k

+21% from £595k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10274044. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Fluid Science’s history from the FCA register and Companies House, newest first.

Key events (8) All events (15)

2020

24 January 2020

  • Fluid Group Holdings Limited took control (75–100% of shares)
  • Morgan James Gray gave up control
  • Sally Gray became the majority owner (50–75% of shares)
  • Sally Gray stopped being the majority owner

Companies House

2018

17 May 2018

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

12 July 2016

  • Incorporated at Companies House
  • Morgan James Gray took control (75–100% of shares)

Companies House

In the full report: all 15 events

  • All 15 events in its history (8 shown here)
  • Every director appointment and resignation: 5
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Firms like Fluid Science

Other firms of the same type (credit broker), nearest first.

In Liverpool

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Fluid Science

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 14 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 15 events in its history

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Frequently asked questions about this firm

Is Fluid Science Limited FCA authorised?
Yes, Fluid Science Limited (FRN 800669) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2018 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Fluid Science’s phone number and website?
The FCA register lists the phone number 01244 506860 and the website fluidscienceltd.com for Fluid Science. If you were given different contact details, use these to check with the firm before going any further.
Is Fluid Science a scam or clone?
Fluid Science is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Fluid Science?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Fluid Science handles your money, so check the specific product before you commit. You can also refer complaints about Fluid Science to the Financial Ombudsman Service, free of charge.
Who owns Fluid Science?
Fluid Science is owned by Fluid Group Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 24 January 2020. Before that, it was controlled by Ms Sally Gray and Mr Morgan James Gray.
Who runs Fluid Science?
Companies House lists 5 directors of Fluid Science: Duncan James Gray, Morgan James Gray, Omar Martin Wahab, Mareesa Ann Wahab and Laura Woodall.
How long has Fluid Science been in business?
The company was formed on 12 July 2016, and has held its current FCA authorisation since May 2018.
What do Fluid Science’s latest accounts show?
Its latest accounts, to 30 November 2025, show net assets of £390k (−9% from £428k) and cash at bank of £40.2k (−66% from £117k).

Sources and links

The full report on Fluid Science Limited

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