Fluro Platform Limited

Reference number: 723151

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Scammers have impersonated this firm. The FCA has published 2 warnings naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When fluro.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 7096 8512 is, and the other firm that gives it
  • Who else gives the postcode SE1 8QH
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • Fluro Trading name
  • Lending Works Trading name
  • Lending Works Limited Former name
  • www.lendingworks.co.uk Former trading name

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake phone numbers (7)
  • 01202 835389
  • 01202 835459
  • 020 3951 2910
  • 020 8040 1790
  • 07445 941517
  • 07526 520792
  • 07831 050592
Fake email addresses (2)
  • contact@cheappayday.co.uk
  • loanlenders0007@gmail.com
Fake websites (2)
  • cheappayday.co.uk
  • lenderscare.online
The 2 FCA warnings these came from

Scammers change these details often. Always check the live FCA warning.

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt-counselling
  • Operating an electronic system in relation to lending

Limits on what they may do

  • Closed to new retail investments: From 15 December 2021
    Lending Works Limited ceased accepting new investment funds from retail customers for investment through the operation of its Electronic Lending System.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08302549
Company status
Active
Company type
Private limited company
Incorporated
21 November 2012 (13 years old)
Registered office
1st Floor 1 Valentine Place, London, SE1 8QH, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew Charles Lawson Director Aug 1978 14 Dec 2023 3 other companies
David Forbes Kenmir Director Jun 1963 2 Jan 2025 None
Alan Michael Hart Director Oct 1980 19 Jun 2026 1 other company

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
still active
3
is FCA-registered
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 1 company these 3 directors run together
  • All 14 people who have ever been directors, with their dates
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Key dates in its history

Fluro Platform’s history from the FCA register and Companies House, newest first.

Key events (6) All events (38)

2024

9 October 2024

  • FCA warned the public about a scam impersonating this firm

FCA warning list

2022

5 September 2022

  • Changed its registered name from "Lending Works Limited"

FCA register

2021

15 December 2021

  • FCA imposed a requirement (Closed to new retail investments: From 15 December 2021)

FCA register

2016

12 October 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2012

21 November 2012

  • Incorporated at Companies House

Companies House

In the full report: all 38 events

  • All 38 events in its history (6 shown here)
  • Every director appointment and resignation: 25
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Firms connected to Fluro Platform

Other FCA-listed firms that share a director, phone number or address with Fluro Platform. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share a director
1
share its phone number
1

In the full report: all 4 connected firms, named

  • How each is linked: shared directors (1), the same phone number (1), the same postcode (4)
  • Who links each one: the named directors, with dates
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Firms like Fluro Platform

Other firms of the same type (peer-to-peer lending platform), nearest first.

In London

Aviation and Tech Capital LtdLondonAuthorisedBlend Loan Network LimitedLondonAuthorisedBusiness Loan Network LimitedLondonAuthorisedCrowd2Fund LimitedLondonAuthorisedCrowdestates LimitedLondonAuthorisedDenmark Square LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Fluro Platform

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 38 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Fluro Platform Limited FCA authorised?
Yes, Fluro Platform Limited (FRN 723151) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2016 and works as a peer-to-peer lending platform. The FCA has placed a limit on what it may do.
What is Fluro Platform’s phone number and website?
The FCA register lists the phone number 020 7096 8512 and the website fluro.co.uk for Fluro Platform. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Fluro Platform a scam or clone?
Scammers have impersonated Fluro Platform: the FCA has published 2 warnings about fake versions of it, using contact details that are not the firm's. Only trust the details the FCA register gives for Fluro Platform, shown on this page.
Is my money safe with Fluro Platform?
It is permitted to hold and control client money, which it must keep separate from its own. Protection depends on which product you hold and how Fluro Platform handles your money, so check the specific product before you commit. You can also refer complaints about Fluro Platform to the Financial Ombudsman Service, free of charge.
Who runs Fluro Platform?
Companies House lists 3 directors of Fluro Platform: Andrew Charles Lawson, David Forbes Kenmir and Alan Michael Hart.
How long has Fluro Platform been in business?
The company was formed on 21 November 2012, and has held its current FCA authorisation since October 2016.
Does Fluro Platform use any other names?
It trades as Fluro and Lending Works. It has previously used 2 other names: Lending Works Limited and www.lendingworks.co.uk.

Sources and links

The full report on Fluro Platform Limited

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