FMB Insurance Services Ltd

Reference number: 313483

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When fmbinsurance.co.uk first appeared online, and whether it can receive email
  • What kind of line 01353 652760 is
  • Who else gives the postcode CB6 3NW
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Other names (5)

If you were contacted under any of these names, it is this firm.

  • Coversure Trading name: A name it trades under now.
  • Coversure Ely Trading name: A name it trades under now.
  • National Register of Warranted Builders (FMB) Limited Former name: A name it was registered under before.
  • Q Assure Build Former trading name: A name it used to trade under.
  • The Q Policy Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
3 October 1980 (46 years old)
Registered office
Star House, Star Hill, Rochester, Kent, ME1 1UX
Nature of business
  • Other service activities not elsewhere classified (SIC 96090)

Directors and company secretaries

Name Role Born Appointed Other companies
Janet May Etchells Director Oct 1956 11 Nov 2019 8 other companies
Phillip Hall Director May 1957 26 Sep 2024 1 other company
TC KENT LIMITED Corporate secretary Not published 20 Apr 2024 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
8
closed down
5
run together
1

In the full report: all 8 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
  • All 27 people who have ever been directors, with their dates
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Key dates in its history

FMB Insurance Services’s history from the FCA register and Companies House, newest first.

2022

20 October 2022

  • Sadie Kate Phillips no longer has significant control

Companies House

22 March 2022

  • Brian Christopher Berry no longer has significant control
  • Sadie Kate Phillips gained significant control

Companies House

2016

7 April 2016

  • Brian Christopher Berry gained significant control

Companies House

6 April 2016

  • Federation Of Master Builders took control (75–100% of shares)

Companies House

2014

12 March 2014

  • Changed its registered name from "National Register of Warranted Builders (FMB) Limited"

FCA register

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1980

3 October 1980

  • Incorporated at Companies House

Companies House

In the full report: all 67 events

  • All 67 events in its history (10 shown here)
  • Every director appointment and resignation: 48
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Firms connected to FMB Insurance Services

Other FCA-listed firms that share a director, phone number or address with FMB Insurance Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like FMB Insurance Services

Other firms of the same type (insurance broker), nearest first.

In Ely

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on FMB Insurance Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 8 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 67 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is FMB Insurance Services Ltd FCA authorised?
Yes, FMB Insurance Services Ltd (FRN 313483) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is FMB Insurance Services’ phone number and website?
The FCA register lists the phone number 01353 652760 and the website fmbinsurance.co.uk for FMB Insurance Services. If you were given different contact details, use these to check with the firm before going any further.
Is FMB Insurance Services a scam or clone?
FMB Insurance Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with FMB Insurance Services?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about FMB Insurance Services to the Financial Ombudsman Service, free of charge.
Who owns FMB Insurance Services?
FMB Insurance Services is owned by Federation Of Master Builders, which holds 75–100% of shares and 75–100% of votes, since 6 April 2016. Before that, it was controlled by Mr Brian Christopher Berry and Mrs Sadie Kate Phillips.
Who runs FMB Insurance Services?
Companies House lists 2 directors of FMB Insurance Services: Janet May Etchells and Phillip Hall.
How long has FMB Insurance Services been in business?
The company was formed on 3 October 1980, and has held its current FCA authorisation since January 2005.
Does FMB Insurance Services use any other names?
It trades as Coversure and Coversure Ely. It has previously used 3 other names: National Register of Warranted Builders (FMB) Limited, Q Assure Build and The Q Policy.

Sources and links

The full report on FMB Insurance Services Ltd

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