Focus Finance Limited

Reference number: 797598

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When focus.finance first appeared online, and whether it can receive email
  • What kind of line 01722 448050 is
  • Who else gives the postcode SO51 6DX
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Other names (8)

If you were contacted under any of these names, it is this firm.

  • Focus Asset Finance Trading name
  • Focus Business Finance Trading name
  • Focus Invoice Finance Trading name
  • Focus Vendor Finance Trading name
  • Focus Asset Finance Limited Former name
  • Focus Former trading name
  • Focus Equestrian Finance Former trading name
  • Focus Leasing Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04168180
Company status
Active
Company type
Private limited company
Incorporated
26 February 2001 (25 years old)
Registered office
Paddock Farm Scallows Lane, West Wellow, Romsey, SO51 6DX, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Gina Christopher Director May 1968 28 Feb 2001 3 other companies
Kenelm Christopher Director Apr 1968 28 Feb 2001 2 other companies
Gina Christopher Secretary Not published 28 Feb 2001 3 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
still active
3
run together
2

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 companies these 2 directors run together
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£282k

−18% from £345k

Cash at bank

£19.7k

−51% from £40.5k

Employees (average)

3

Same as 3

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04168180. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Focus Finance’s history from the FCA register and Companies House, newest first.

Key events (6) All events (24)

2021

23 February 2021

  • Changed its registered name from "Focus Asset Finance Limited"

FCA register

2018

1 May 2018

  • Kenelm Christopher became a part-owner (25–50% of shares)
  • Regulated by the FCA from this date
  • Became authorised by the FCA

Companies House · FCA register

2016

6 April 2016

  • Gina Christopher became the majority owner (50–75% of shares)

Companies House

2001

26 February 2001

  • Incorporated at Companies House

Companies House

In the full report: all 24 events

  • All 24 events in its history (6 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Focus Finance

Other FCA-listed firms that share a director, phone number or address with Focus Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share its postcode
4

In the full report: all 4 connected firms, named

  • How each is linked: the same postcode (4)
  • Who links each one: the named directors, with dates
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Firms like Focus Finance

Other firms of the same type (credit broker), nearest first.

In Romsey

Steve Michael CarlileRomseyAuthorisedAllied Office Machines LimitedRomseyAuthorisedElementel LtdRomseyAuthorisedMy Invoice LimitedRomseyAuthorisedPost Pine LtdRomseyAuthorisedWellow Golf Club LimitedRomseyAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Focus Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 24 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Focus Finance Limited FCA authorised?
Yes, Focus Finance Limited (FRN 797598) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2018 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Focus Finance’s phone number and website?
The FCA register lists the phone number 01722 448050 and the website focus.finance for Focus Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Focus Finance a scam or clone?
Focus Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Focus Finance?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Focus Finance handles your money, so check the specific product before you commit. You can also refer complaints about Focus Finance to the Financial Ombudsman Service, free of charge.
Who owns Focus Finance?
Companies House lists 2 people with significant control of Focus Finance: Mrs Gina Christopher (50–75% of shares) and Kenelm Christopher (25–50% of shares).
Who runs Focus Finance?
Companies House lists 2 directors of Focus Finance: Gina Christopher and Kenelm Christopher.
How long has Focus Finance been in business?
The company was formed on 26 February 2001, and has held its current FCA authorisation since May 2018.
What do Focus Finance’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £282k (−18% from £345k) and cash at bank of £19.7k (−51% from £40.5k).
Does Focus Finance use any other names?
It trades as Focus Asset Finance, Focus Business Finance, Focus Invoice Finance and Focus Vendor Finance. It has previously used 4 other names, including Focus Asset Finance Limited, Focus and Focus Equestrian Finance.

Sources and links

The full report on Focus Finance Limited

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