Fodel Mortgages Limited

Reference number: 1028650

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Danire Services Limited Reference number: 938952 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Fodel Mortgages Limited (FRN 1028650) is an AR of Danire Services Limited (FRN 938952). When you use Fodel Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Fodel Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01707 527677

  • Address

    Cuffley Place, Sopers Road, Cuffley, Potters Bar, Hertfordshire, EN6 4RY, United Kingdom

In the full report: 2 background checks

  • What kind of line 01707 527677 is
  • Who else gives the postcode EN6 4RY
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Danire Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
13397755
Company status
Active
Company type
Private limited company
Incorporated
14 May 2021 (5 years old)
Registered office
Cuffley Place Sopers Road, Cuffley, Potters Bar, EN6 4RY, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Photios Andreas Stylianou Director Jun 1980 14 May 2021 3 other companies
Elena Stylianou Secretary Not published 5 Sep 2021 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
1
still active
2

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 May 2025Micro-entity accountsNot audited

Net assets

£9,223

+13% from £8,170

Employees (average)

2

Same as 2

Owed within a year

£1,762

+14% from £1,547

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13397755. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Fodel Mortgages’s history from the FCA register and Companies House, newest first.

2025

20 March 2025

  • Became an appointed representative

FCA register

2022

25 March 2022

  • Elena Stylianou became a part-owner (25–50% of shares)

Companies House

2021

14 May 2021

  • Incorporated at Companies House
  • Photios Andreas Stylianou became a part-owner (25–50% of shares)
  • Photios Andreas Stylianou appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Fodel Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In Potters Bar

Fuad-Al-Wasif KamalPotters BarAppointed representativeInfinite Finance LimitedPotters BarAppointed representativeProlific Mortgage Finance LtdPotters BarAppointed representativeProperty Finance LimitedPotters BarAppointed representativePrudent Mortgage Solutions LimitedPotters BarAppointed representativeBlue Frog Finance LimitedPotters BarAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Fodel Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 2 background checks on its contact details
  • 4 years of accounts, charted
  • All 5 events in its history

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Frequently asked questions about this firm

Is Fodel Mortgages Limited FCA authorised?
Fodel Mortgages Limited (FRN 1028650) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Fodel Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Fodel Mortgages Limited (FRN 1028650) is an AR of Danire Services Limited (FRN 938952). When you use Fodel Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Fodel Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Fodel Mortgages’ phone number?
The FCA register lists the phone number 01707 527677 for Fodel Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is Fodel Mortgages a scam or clone?
Fodel Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Fodel Mortgages?
Protection works through Danire Services Limited, the principal firm responsible for Fodel Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Fodel Mortgages?
Companies House lists 2 people with significant control of Fodel Mortgages: Mr Photios Andreas Stylianou (25–50% of shares) and Mrs Elena Stylianou (25–50% of shares).
Who runs Fodel Mortgages?
Companies House lists one director of Fodel Mortgages: Photios Andreas Stylianou.
How long has Fodel Mortgages been in business?
The company was formed on 14 May 2021.
What do Fodel Mortgages’ latest accounts show?
Its latest accounts, to 31 May 2025, show net assets of £9,223 (+13% from £8,170).

Sources and links

The full report on Fodel Mortgages Limited

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