Folk2Folk Limited

Reference number: 720867

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When folk2folk.com first appeared online, and whether it can receive email
  • What kind of line 01566 773296 is
  • Who else gives the postcode PL15 7FJ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Folkonomics Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Credit Broking
  • Debt Administration
  • Debt-collecting
  • Operating an electronic system in relation to lending

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08178576
Company status
Active
Company type
Private limited company
Incorporated
14 August 2012 (14 years old)
Registered office
Number One Business Centre, Western Road, Launceston, Cornwall, PL15 7FJ, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Timothy Charles Sawyer Director Feb 1962 18 Oct 2012 17 other companies
Graham Merlin Dingle Director Oct 1953 30 Jul 2019 3 other companies
Roy Francis Warren Director Apr 1956 28 Aug 2019 4 other companies
Alexander James Daly Director Jul 1970 27 Sep 2019 7 other companies
Kawai Chung Director Sep 1978 23 Sep 2025 9 other companies
Claire Louise Richards Director Dec 1972 6 Oct 2025 3 other companies

Other companies run by these 6 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
30
closed down
14
are FCA-registered
2

In the full report: all 30 companies, named

  • What each company does, and whether it is still trading
  • Which of these 6 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • The 5 companies these 6 directors run together
  • All 16 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 January 2026Full accountsAudited

Profit before tax

£62.7k

−97% from £1.84m

Net assets

£4.21m

+2.7% from £4.10m

Cash at bank

£1.56m

−28% from £2.16m

Owed within a year

£734k

−3.2% from £759k

The accounts for the year to 31 January 2026 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £4.94m, for the year to 31 January 2023.

Profit before tax

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 08178576. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Folk2Folk’s history from the FCA register and Companies House, newest first.

Key events (6) All events (36)

2019

20 May 2019

  • Ronald Adrian Dingle gained significant control
  • Ronald Adrian Dingle no longer has significant control

Companies House

2016

6 December 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

6 April 2016

  • Folk Group Limited took control (75–100% of shares)

Companies House

2012

14 August 2012

  • Incorporated at Companies House

Companies House

In the full report: all 36 events

  • All 36 events in its history (6 shown here)
  • Every director appointment and resignation: 26
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Firms connected to Folk2Folk

Other FCA-listed firms that share a director, phone number or address with Folk2Folk. A link shows who the firm is tied to, not whether either can be trusted.

past links
2

In the full report: all 0 connected firms, named

  • 2 past links through former directors
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Firms like Folk2Folk

Other firms of the same type (debt collector), nearest first.

Elsewhere in the UK

Experian Refi Outsource Services LimitedNottinghamAuthorisedBarclays Security Trustee LimitedLondonAuthorisedFunding Circle LtdLondonAuthorisedPaymentsense LimitedLondonAuthorisedTranscom Worldwide (UK) LimitedLeedsAuthorisedThe Guinness Partnership LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Folk2Folk

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 30 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 36 events in its history

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Frequently asked questions about this firm

Is Folk2Folk Limited FCA authorised?
Yes, Folk2Folk Limited (FRN 720867) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2016 and works as a debt collector. The FCA has placed no limits on its permissions.
What is Folk2Folk’s phone number and website?
The FCA register lists the phone number 01566 773296 and the website folk2folk.com for Folk2Folk. If you were given different contact details, use these to check with the firm before going any further.
Is Folk2Folk a scam or clone?
Folk2Folk is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Folk2Folk?
It is permitted to hold and control client money, which it must keep separate from its own. Protection depends on which product you hold and how Folk2Folk handles your money, so check the specific product before you commit. You can also refer complaints about Folk2Folk to the Financial Ombudsman Service, free of charge.
Who owns Folk2Folk?
Folk2Folk is owned by Folk Group Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016. Before that, it was controlled by Mr Ronald Adrian Dingle.
Who runs Folk2Folk?
Companies House lists 6 directors of Folk2Folk: Timothy Charles Sawyer, Graham Merlin Dingle, Roy Francis Warren, Alexander James Daly, Kawai Chung and Claire Louise Richards.
How long has Folk2Folk been in business?
The company was formed on 14 August 2012, and has held its current FCA authorisation since December 2016.
What do Folk2Folk’s latest accounts show?
Its latest accounts, to 31 January 2026, show profit before tax of £62.7k (−97% from £1.84m) and net assets of £4.21m (+2.7% from £4.10m).
Does Folk2Folk use any other names?
It trades as Folkonomics.

Sources and links

The full report on Folk2Folk Limited

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