Forces Cars Direct Limited

Reference number: 672273

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When forcescarsdirect.com first appeared online, and whether it can receive email
  • What kind of line 01522 814010 is
  • Who else gives the postcode LN6 7QY
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Other names (7)

If you were contacted under any of these names, it is this firm.

  • Black Gold Leasing Trading name
  • Black Gold Vehicles Trading name
  • Cars Direct Trading name
  • Forces Leasing Trading name
  • Motorsource Trading name
  • Motorsource Group Trading name
  • Motor Source Leasing Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
03319103
Company status
Active
Company type
Private limited company
Incorporated
17 February 1997 (29 years old)
Registered office
Tower House, Lucy Tower Street, Lincoln, Lincolnshire, LN1 1XW
Nature of business
  • Other service activities not elsewhere classified (SIC 96090)

Directors and company secretaries

Name Role Born Appointed Other companies
Stephen Peter Thornton Director May 1969 4 Dec 2001 2 other companies
Sharon Margaret Thornton Director Apr 1968 14 Mar 2025 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2
run together
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£1.01m

+338% from £230k

Cash at bank

£1.79m

+191% from £615k

Employees (average)

26

+24% from 21

Owed within a year

£2.42m

+155% from £951k

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 03319103. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Forces Cars Direct’s history from the FCA register and Companies House, newest first.

Key events (6) All events (23)

2025

28 February 2025

  • Forces Cars Direct (Holdings) Limited took control (75–100% of shares)
  • Timothy Roger Bourke gave up control

Companies House

2016

1 July 2016

  • Timothy Roger Bourke took control (75–100% of shares)

Companies House

2015

5 March 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

1997

17 February 1997

  • Incorporated at Companies House

Companies House

In the full report: all 23 events

  • All 23 events in its history (6 shown here)
  • Every director appointment and resignation: 8
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Firms like Forces Cars Direct

Other firms of the same type (car dealer), nearest first.

In Lincoln

B.Eyre & Son LimitedLincolnAuthorisedBam Automotive Solutions LtdLincolnAuthorisedBoundary Sports and Prestige Cars LimitedLincolnAuthorisedBrocklesby Motorcycles LimitedLincolnAuthorisedCherry Willingham Garage LtdLincolnAuthorisedDack Commercial LTDLincolnAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Forces Cars Direct

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 23 events in its history

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Frequently asked questions about this firm

Is Forces Cars Direct Limited FCA authorised?
Yes, Forces Cars Direct Limited (FRN 672273) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2015 and works as a car dealer. The FCA has placed no limits on its permissions.
What is Forces Cars Direct’s phone number and website?
The FCA register lists the phone number 01522 814010 and the website forcescarsdirect.com for Forces Cars Direct. If you were given different contact details, use these to check with the firm before going any further.
Is Forces Cars Direct a scam or clone?
Forces Cars Direct is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Forces Cars Direct?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Forces Cars Direct handles your money, so check the specific product before you commit. You can also refer complaints about Forces Cars Direct to the Financial Ombudsman Service, free of charge.
Who owns Forces Cars Direct?
Forces Cars Direct is owned by Forces Cars Direct (Holdings) Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 28 February 2025. Before that, it was controlled by Mr Timothy Roger Bourke.
Who runs Forces Cars Direct?
Companies House lists 2 directors of Forces Cars Direct: Stephen Peter Thornton and Sharon Margaret Thornton.
How long has Forces Cars Direct been in business?
The company was formed on 17 February 1997, and has held its current FCA authorisation since March 2015.
What do Forces Cars Direct’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £1.01m (+338% from £230k) and cash at bank of £1.79m (+191% from £615k).
Does Forces Cars Direct use any other names?
It trades as Black Gold Leasing, Black Gold Vehicles, Cars Direct, Forces Leasing and Motorsource, and 2 more names.

Sources and links

The full report on Forces Cars Direct Limited

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