Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
Responsible principal firm
Tabeo Finance Limited Reference number: 777539 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- Formal Crate Limited (FRN 1063608) introduces customers to Tabeo Finance Limited (FRN 777539). Any regulated advice or arranging is done by the principal, not Formal Crate.
- Example: if Formal Crate refers you to a financial adviser, the advice should come from the principal firm, not from Formal Crate itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
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Address
Erskine Dental Care, 6 Bridgewater Shopping Centre, Bridgewater Place, Erskine, Renfrewshire, PA8 7AA, United Kingdom
In the full report: 2 background checks
- What kind of line 0141 812 8420 is, and the 2 other firms that give it
- Who else gives the postcode PA8 7AA
Other names (1)
If you were contacted under any of these names, it is this firm.
- Erskine Dental Care Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Tabeo Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- SC853718 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 26 June 2025 (1 year old)
- Registered office
- Suite 4.5 Turnberry House, 175 West George Street, Glasgow, G2 2LB, Scotland
- Nature of business
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- Dental practice activities (SIC 86230)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Arlene Anne Ross Byrne | Director | Nov 1980 | 26 Jun 2025 | 4 other companies |
| Philip Scott Byrne | Director | Apr 1979 | 26 Jun 2025 | 5 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 5
- closed down
- 2
- are FCA-registered
- 2
In the full report: all 5 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 2 on the FCA register
- The 4 companies these 2 directors run together
Key dates in its history
Formal Crate’s history from the FCA register and Companies House, newest first.
2026
5 October 2026
- Became an introducer appointed representative
FCA register
2025
26 June 2025
- Incorporated at Companies House
- Arlene Anne Ross Byrne became a part-owner (25–50% of shares)
- Philip Scott Byrne became a part-owner (25–50% of shares)
Companies House
In the full report: all 7 events
- All 7 events in its history (4 shown here)
- Every director appointment and resignation: 2
Firms connected to Formal Crate
Other FCA-listed firms that share a director, phone number or address with Formal Crate. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share a director
- 2
- share its phone number
- 1
In the full report: all 2 connected firms, named
- How each is linked: shared directors (2), the same phone number (1), the same postcode (1)
- Who links each one: the named directors, with dates
Firms like Formal Crate
Other firms of the same type (dental or medical practice), nearest first.
In Erskine
In the Paisley (PA) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Formal Crate
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 5 other companies its directors have run, named
- 2 background checks on its contact details
- All 7 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
Is Formal Crate Limited FCA authorised?
What does introducer appointed representative mean for Formal Crate?
What is Formal Crate’s phone number?
Is Formal Crate a scam or clone?
Is my money safe with Formal Crate?
Who owns Formal Crate?
Who runs Formal Crate?
How long has Formal Crate been in business?
Does Formal Crate use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk