Fort Advice Bureau Limited

Reference number: 972730

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Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When fort-ab.co.uk first appeared online, and whether it can receive email
  • What kind of line 01245 203495 is
  • Who else gives the postcode CM1 1HT
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Other names (17)

If you were contacted under any of these names, it is this firm.

  • Aston James Bespoke Mortgages Trading name: A name it trades under now.
  • FAB Trading name: A name it trades under now.
  • Faulkner Mortgage Trading name: A name it trades under now.
  • FORT Trading name: A name it trades under now.
  • Fort-ab Trading name: A name it trades under now.
  • Fort Bridging Trading name: A name it trades under now.
  • Gottlicher Financial Trading name: A name it trades under now.
  • Knox Mortgages Trading name: A name it trades under now.
  • Lander Mortgage Services Trading name: A name it trades under now.
  • Loop Mortgages Trading name: A name it trades under now.
  • PK Mortgage Solutions Trading name: A name it trades under now.
  • Switch Mortgages Trading name: A name it trades under now.
  • Umbrella Mortgages Trading name: A name it trades under now.
  • Insuring You Former trading name: A name it used to trade under.
  • Mondo Mortgages Former trading name: A name it used to trade under.
  • Mortgage Coach Former trading name: A name it used to trade under.
  • Rowsby Financial Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages · Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (15 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL Advisor
  • Acting as a CBTL arranger
  • Acting as a CBTL Arranger
  • Advising on a home reversion plan
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) a home reversion plan
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to a home reversion plan
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
29 October 2021 (4 years old)
Registered office
C/O Stevens & Bolton Llp Wey House, Farnham Road, Guildford, Surrey, GU1 4YD, United Kingdom
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Roger Lane Director Sep 1952 29 Oct 2021 None
Peter Patrick Matthews Director Apr 1959 25 Oct 2024 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 May 2026Small company accountsNot audited

Net assets

−£38.6k

Up £16.5k from −£55.1k

Cash at bank

£64.2k

−35% from £98.7k

Employees (average)

6

Same as 6

Owed within a year

£89.3k

−13% from £103k

Net assets are negative: on its last balance sheet the company owed £38.6k more than it owned.

No turnover or profit for the year to 31 May 2026: the accounts print them but do not tag them. The last tagged figures are £624k turnover and −£18.5k profit, for the year to 31 May 2024.

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2022 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 13711964. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Fort Advice Bureau’s history from the FCA register and Companies House, newest first.

2023

1 March 2023

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not permitted to canvass off trade premises)
  • Became authorised by the FCA

FCA register

2021

29 October 2021

  • Incorporated at Companies House
  • Roger Lane took control (75–100% of shares)

Companies House

In the full report: all 29 events

  • All 29 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms like Fort Advice Bureau

Other firms of the same type (mortgage adviser or broker), nearest first.

In Chelmsford

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Fort Advice Bureau

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 29 events in its history

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Frequently asked questions about this firm

Is Fort Advice Bureau Limited FCA authorised?
Yes, Fort Advice Bureau Limited (FRN 972730) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2023 and works as a mortgage adviser or broker. The FCA has placed a limit on what it may do.
What is Fort Advice Bureau’s phone number and website?
The FCA register lists the phone number 01245 203495 and the website fort-ab.co.uk for Fort Advice Bureau. If you were given different contact details, use these to check with the firm before going any further.
Is Fort Advice Bureau a scam or clone?
Fort Advice Bureau is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Fort Advice Bureau?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Fort Advice Bureau to the Financial Ombudsman Service, free of charge.
Who owns Fort Advice Bureau?
Companies House lists one person with significant control of Fort Advice Bureau: Mr Roger Lane (75–100% of shares).
Who runs Fort Advice Bureau?
Companies House lists 2 directors of Fort Advice Bureau: Roger Lane and Peter Patrick Matthews.
How long has Fort Advice Bureau been in business?
The company was formed on 29 October 2021, and has held its current FCA authorisation since March 2023.
What do Fort Advice Bureau’s latest accounts show?
Its latest accounts, to 31 May 2026, show net assets of −£38.6k (up £16.5k from −£55.1k) and cash at bank of £64.2k (−35% from £98.7k).
Does Fort Advice Bureau use any other names?
It trades as Aston James Bespoke Mortgages, FAB, Faulkner Mortgage, FORT and Fort-ab, and 8 more names. It has previously used 4 other names, including Insuring You, Mondo Mortgages and Mortgage Coach.

Sources and links

The full report on Fort Advice Bureau Limited

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