Fortegra Insurance UK Ltd.: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 1 year
Your funds are protected by FSCS
No FCA actions
Active company since 2023
Accounts filed up to 31 December 2024
Confirmation statement is overdue at Companies House
1 thing worth a closer look in the background checks

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

fortegra.com (opens in a new tab)
Phone number

0333 207 7034
Address

20 Fenchurch Street, 5th Floor, London, EC3M 3BY, United Kingdom

In the full report: 3 background checks, 1 thing worth a closer look

When fortegra.com first appeared online, and whether it can receive email
What kind of line 0333 207 7034 is
Whether EC3M 3BY is a shared office: 26 other firms give it

FCA permissions and consumer protection

Hold or safeguard your money FSCS may apply
Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Sell or arrange insurance FSCS may apply
Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (6 permissions)

Accepting Deposits
Advising on investments (except on Pension Transfers and Pension Opt Outs)
Arranging (bringing about) deals in investments
Carrying out contracts of insurance
Effecting contracts of insurance
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

Confirmation statement is overdue at Companies House.

Company number: 15182608 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 3 October 2023 (3 years old)
Registered office: 20 Fenchurch Street, 5th Floor, London, EC3M 3BY, England
Nature of business: Non-life insurance (SIC 65120)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Deborah Calderbank	Director	Sep 1971	3 Oct 2023	None
Richard Kahlbaugh	Director	Mar 1960	3 Oct 2023	None
Mark Figes	Director	Jan 1963	20 May 2024	None
John David King	Director	Apr 1965	21 May 2024	11 other companies
Francis Colalucci	Director	Oct 1944	21 May 2024	None
Andrew Dodd	Director	Jan 1972	21 May 2024	None
Abigail Taylor	Director	Jul 1980	21 May 2024	None
Martin Roy Hill	Director	Sep 1966	15 May 2025	4 other companies
Brian Borg	Secretary	Not published	4 Dec 2024	–

Other companies run by these 8 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 14
closed down: 3
are FCA-registered: 6

In the full report: all 14 companies, named

What each company does, and whether it is still trading
Which of these 8 directors sit on each board, and since when
Any that went into liquidation or administration
The 6 on the FCA register
The 1 company these 8 directors run together
All 9 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 December 2024Full accountsNot audited

Turnover

£0

Not compared: the previous accounts cover a different length of time

Profit before tax

−£273k

Not compared: the previous accounts cover a different length of time

Net assets

£19.7m

Up £19.7m from £100

Cash at bank

£37.0k

No earlier figure to compare

The previous accounts cover 3 months, so turnover and profit are not compared with them.

Net assets

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 15182608. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Fortegra Insurance UK’s history from the FCA register and Companies House, newest first.

Key events (5) All events (16)

2024

29 November 2024

Regulated by the FCA from this date
Regulated by the Prudential Regulation Authority from this date
Became authorised by the FCA

FCA register

2023

3 October 2023

Incorporated at Companies House
Lots Intermediate Co. gained significant control

Companies House

In the full report: all 16 events

All 16 events in its history (5 shown here)
Every director appointment and resignation: 10

Firms connected to Fortegra Insurance UK

Other FCA-listed firms that share a director, phone number or address with Fortegra Insurance UK. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 4
share a director: 4
past links: 2

In the full report: all 4 connected firms, named

How each is linked: shared directors (4)
Who links each one: the named directors, with dates
2 past links through former directors

Firms like Fortegra Insurance UK

Other firms of the same type (insurer), nearest first.

In London

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Fortegra Insurance UK

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

14 other companies its directors have run, named
3 background checks on its contact details, 1 flagged
All 16 events in its history
4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Fortegra Insurance UK Ltd. FCA authorised?

Yes, Fortegra Insurance UK Ltd. (FRN 1007149) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2024 and works as an insurer. The FCA has placed no limits on its permissions.

What is Fortegra Insurance UK’s phone number and website?

The FCA register lists the phone number 0333 207 7034 and the website fortegra.com for Fortegra Insurance UK. If you were given different contact details, use these to check with the firm before going any further.

Is Fortegra Insurance UK a scam or clone?

Fortegra Insurance UK is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Fortegra Insurance UK?

It may control client money but not hold it. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Fortegra Insurance UK to the Financial Ombudsman Service, free of charge.

Who owns Fortegra Insurance UK?

Companies House lists one person with significant control of Fortegra Insurance UK: Lots Intermediate Co. (significant influence or control).

Who runs Fortegra Insurance UK?

Companies House lists 8 directors of Fortegra Insurance UK: Deborah Calderbank, Richard Kahlbaugh, Mark Figes, John David King, Francis Colalucci, Andrew Dodd and 2 more.

How long has Fortegra Insurance UK been in business?

The company was formed on 3 October 2023, and has held its current FCA authorisation since November 2024.

What do Fortegra Insurance UK’s latest accounts show?

Its latest accounts, to 31 December 2024, show turnover of £0 (not compared: the previous accounts cover a different length of time) and profit before tax of −£273k (not compared: the previous accounts cover a different length of time).