Forth Financial Planning Ltd

Reference number: 1055087

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

M&G ADVICE PARTNERS LIMITED Reference number: 584256 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Forth Financial Planning Ltd (FRN 1055087) is an AR of M&G ADVICE PARTNERS LIMITED (FRN 584256). When you use Forth Financial Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Forth Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07586 355385

  • Address

    27 Dolphingstone Court, Prestonpans, East Lothian, EH32 9GN, United Kingdom

In the full report: 2 background checks

  • What kind of line 07586 355385 is
  • Who else gives the postcode EH32 9GN
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through M&g Advice Partners Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC877266
Company status
Active
Company type
Private limited company
Incorporated
30 January 2026 (less than a year old)
Registered office
27 Dolphingstone Court, Prestonpans, EH32 9GN, Scotland
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Joseph Edward O'Neil Director Dec 1981 30 Jan 2026 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

Forth Financial Planning’s history from the FCA register and Companies House, newest first.

2026

12 June 2026

  • Became an appointed representative

FCA register

30 January 2026

  • Incorporated at Companies House
  • Joseph Edward O'Neil took control (75–100% of shares)
  • Joseph Edward O'neil appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Forth Financial Planning

Other firms of the same type (financial adviser), nearest first.

In the Edinburgh (EH) postcode area

Royal College Of Surgeons Of EdinburghEdinburghAppointed representativeAB1 Financial Planning LtdEdinburghAppointed representativeAdam LeechEdinburghAppointed representativeAdrian HangerEdinburghAppointed representativeAlasdair McLeishEdinburghAppointed representativeAlex DockarEdinburghAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Forth Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is Forth Financial Planning Ltd FCA authorised?
Forth Financial Planning Ltd (FRN 1055087) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Forth Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Forth Financial Planning Ltd (FRN 1055087) is an AR of M&G ADVICE PARTNERS LIMITED (FRN 584256). When you use Forth Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Forth Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Forth Financial Planning’s phone number?
The FCA register lists the phone number 07586 355385 for Forth Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Forth Financial Planning a scam or clone?
Forth Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Forth Financial Planning?
Protection works through M&g Advice Partners Limited, the principal firm responsible for Forth Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Forth Financial Planning?
Companies House lists one person with significant control of Forth Financial Planning: Mr Joseph Edward O'Neil (75–100% of shares).
Who runs Forth Financial Planning?
Companies House lists one director of Forth Financial Planning: Joseph Edward O'Neil.
How long has Forth Financial Planning been in business?
The company was formed on 30 January 2026.

Sources and links

The full report on Forth Financial Planning Ltd

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