Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 3 years
- Protected through the principal
- No FCA actions
- Active company since 2022
- Accounts filed up to 31 August 2025
Responsible principal firm
MOMENTUM BROKER SOLUTIONS LTD Reference number: 526435 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Forty Insurance Services Ltd (FRN 988168) is an AR of MOMENTUM BROKER SOLUTIONS LTD (FRN 526435). When you use Forty Insurance Services's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Forty Insurance Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
Also given by 3 firms that are no longer authorised. Check you are dealing with the firm on this page.
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Address
20 Hodgetts Lane, Burton Green, Kenilworth, Warwickshire, CV8 1PJ, United Kingdom
In the full report: 2 background checks
- What kind of line 0116 238 8880 is, and the 100 other firms that give it
- Who else gives the postcode CV8 1PJ
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Momentum Broker Solutions Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 14314238 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 23 August 2022 (4 years old)
- Registered office
- Union House, New Union Street, Coventry, CV1 2NT, England
- Nature of business
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- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Jessica Mercaides Borras | Director | Nov 1981 | 23 Aug 2022 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
£41
Up £37 from £4
Employees (average)
2
+100% from 1
Owed within a year
£11.1k
+176% from £4,020
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 14314238. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Forty Insurance Services’s history from the FCA register and Companies House, newest first.
2022
2 December 2022
- Became an appointed representative
FCA register
23 August 2022
- Incorporated at Companies House
- Jessica Mercaides Borras took control (75–100% of shares)
- Jessica Mercaides Borras appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms connected to Forty Insurance Services
Other FCA-listed firms that share a director, phone number or address with Forty Insurance Services. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 12
- share its phone number
- 12
In the full report: all 12 connected firms, named
- How each is linked: the same phone number (12)
- Who links each one: the named directors, with dates
Firms like Forty Insurance Services
Other firms of the same type (insurance broker), nearest first.
In Kenilworth
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Forty Insurance Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- All 4 events in its history
- 12 connected firms, named, and who links them
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Frequently asked questions about this firm
Is Forty Insurance Services Ltd FCA authorised?
What does appointed representative mean for Forty Insurance Services?
What is Forty Insurance Services’ phone number?
Is Forty Insurance Services a scam or clone?
Is my money safe with Forty Insurance Services?
Who owns Forty Insurance Services?
Who runs Forty Insurance Services?
How long has Forty Insurance Services been in business?
What do Forty Insurance Services’ latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk