Forward Asset Finance Limited

Reference number: 630723

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When forwardassetfinance.co.uk first appeared online, and whether it can receive email
  • What kind of line 0141 882 4288 is, and the other firm that gives it
  • Who else gives the postcode G52 4JZ
Instant PDF download
Other names (7)

If you were contacted under any of these names, it is this firm.

  • D & J Enterprises Former trading name
  • FAF AGRI Finance Former trading name
  • FAST Former trading name
  • Forward Leasing Former trading name
  • Gallery Design Bedrooms Former trading name
  • HGFM FINANCE Former trading name
  • The Business Finance Guys Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC337979
Company status
Active
Company type
Private limited company
Incorporated
18 February 2008 (18 years old)
Registered office
100 Carnegie Road, Hillington Park, Glasgow, G52 4JZ, Scotland
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
David Howat Director May 1966 18 Feb 2008 6 other companies
Lashman Saranna Director Sep 1962 18 Feb 2008 10 other companies
Lashman Saranna Secretary Not published 18 Feb 2008 10 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
16
closed down
6
are FCA-registered
3

In the full report: all 16 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 on the FCA register
  • All 3 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£1.31m

+17% from £1.13m

Cash at bank

£347k

−22% from £444k

Employees (average)

5

+25% from 4

Owed within a year

£489k

−30% from £694k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC337979. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Forward Asset Finance’s history from the FCA register and Companies House, newest first.

Key events (6) All events (26)

2016

6 April 2016

  • David Howat became the majority owner (50–75% of shares)
  • Lashman Saranna became a part-owner (25–50% of shares)

Companies House

2015

24 February 2015

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not permitted to canvass off trade premises)
  • Became authorised by the FCA

FCA register

2008

18 February 2008

  • Incorporated at Companies House

Companies House

In the full report: all 26 events

  • All 26 events in its history (6 shown here)
  • Every director appointment and resignation: 4
Instant PDF download

Firms connected to Forward Asset Finance

Other FCA-listed firms that share a director, phone number or address with Forward Asset Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share a director
2
share its phone number
1

In the full report: all 5 connected firms, named

  • How each is linked: shared directors (2), the same phone number (1), the same postcode (4)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like Forward Asset Finance

Other firms of the same type (credit broker), nearest first.

In Glasgow

Andrew McKinnonGlasgowAuthorisedAtif AliGlasgowAuthorisedCathkin Braes Golf ClubGlasgowAuthorisedCawder Golf ClubGlasgowAuthorisedChannel Finance Group LimitedGlasgowAuthorisedCredit Expert LtdGlasgowAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Forward Asset Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 16 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 26 events in its history
  • 5 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Forward Asset Finance Limited FCA authorised?
Yes, Forward Asset Finance Limited (FRN 630723) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2015 and works as a credit broker. The FCA has placed a limit on what it may do.
What is Forward Asset Finance’s phone number and website?
The FCA register lists the phone number 0141 882 4288 and the website forwardassetfinance.co.uk for Forward Asset Finance. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Forward Asset Finance a scam or clone?
Forward Asset Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Forward Asset Finance?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Forward Asset Finance handles your money, so check the specific product before you commit. You can also refer complaints about Forward Asset Finance to the Financial Ombudsman Service, free of charge.
Who owns Forward Asset Finance?
Companies House lists 2 people with significant control of Forward Asset Finance: Mr David Howat (50–75% of shares) and Mr Lashman Saranna (25–50% of shares).
Who runs Forward Asset Finance?
Companies House lists 2 directors of Forward Asset Finance: David Howat and Lashman Saranna.
How long has Forward Asset Finance been in business?
The company was formed on 18 February 2008, and has held its current FCA authorisation since February 2015.
What do Forward Asset Finance’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £1.31m (+17% from £1.13m) and cash at bank of £347k (−22% from £444k).
Does Forward Asset Finance use any other names?
It has previously used 7 other names, including D & J Enterprises, FAF AGRI Finance and FAST.

Sources and links

The full report on Forward Asset Finance Limited

£19.99 · Instant PDF download

Loading secure checkout…