Forward Business Enterprises LTD

Reference number: 670659

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When forwardfinance.net first appeared online, and whether it can receive email
  • What kind of line 01442 266614 is
  • Who else gives the postcode AL3 4PQ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Forward Finance Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Credit Broking
  • Entering into a regulated home credit loan agreement as lender
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising or having the right to exercise the lender's rights and duties under a regulated home credit loan agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07206967
Company status
Active
Company type
Private limited company
Incorporated
29 March 2010 (16 years old)
Registered office
Arquen House, 4-6 Spicer Street, St Albans, AL3 4PQ, England
Nature of business
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Directors and company secretaries

Name Role Born Appointed Other companies
Elliot Lanceman Director Dec 1975 29 Mar 2010 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£171k

−13% from £197k

Employees (average)

1

Up 1 from 0

Owed within a year

£6,661

−55% from £14.9k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07206967. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Forward Business Enterprises’s history from the FCA register and Companies House, newest first.

Key events (8) All events (14)

2024

3 December 2024

  • Elliot Lanceman stopped being a part-owner

Companies House

2023

13 October 2023

  • Malcolm Morris Lanceman stopped being the majority owner

Companies House

2016

6 April 2016

  • Elliot Lanceman became a part-owner (25–50% of shares)
  • Elliot Lanceman took control (75–100% of shares)
  • Malcolm Morris Lanceman became the majority owner (50–75% of shares)

Companies House

2015

19 June 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2010

29 March 2010

  • Incorporated at Companies House

Companies House

In the full report: all 14 events

  • All 14 events in its history (8 shown here)
  • Every director appointment and resignation: 3
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Firms like Forward Business Enterprises

Other firms of the same type (lender), nearest first.

In St. Albans

Kingshill Jewellers LimitedSt. AlbansAuthorisedLondon Broadway Car Sales LimitedSt. AlbansAuthorisedOrtho-Tek LimitedSt. AlbansAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Forward Business Enterprises

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 14 events in its history

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Frequently asked questions about this firm

Is Forward Business Enterprises LTD FCA authorised?
Yes, Forward Business Enterprises LTD (FRN 670659) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2015 and works as a lender. The FCA has placed no limits on its permissions.
What is Forward Business Enterprises’ phone number and website?
The FCA register lists the phone number 01442 266614 and the website forwardfinance.net for Forward Business Enterprises. If you were given different contact details, use these to check with the firm before going any further.
Is Forward Business Enterprises a scam or clone?
Forward Business Enterprises is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Forward Business Enterprises?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Forward Business Enterprises handles your money, so check the specific product before you commit. You can also refer complaints about Forward Business Enterprises to the Financial Ombudsman Service, free of charge.
Who owns Forward Business Enterprises?
Companies House lists one person with significant control of Forward Business Enterprises: Mr Elliot Lanceman (75–100% of shares). Before that, it was controlled by Mr Malcolm Morris Lanceman.
Who runs Forward Business Enterprises?
Companies House lists one director of Forward Business Enterprises: Elliot Lanceman.
How long has Forward Business Enterprises been in business?
The company was formed on 29 March 2010, and has held its current FCA authorisation since June 2015.
What do Forward Business Enterprises’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £171k (−13% from £197k).
Does Forward Business Enterprises use any other names?
It trades as Forward Finance.

Sources and links

The full report on Forward Business Enterprises LTD

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