Forward Sales (Ecosse) Ltd

Reference number: 667289

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When forwardsales.co.uk first appeared online, and whether it can receive email
  • What kind of line 0141 882 4288 is, and the other firm that gives it
  • Who else gives the postcode G52 4JZ
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Other names (5)

If you were contacted under any of these names, it is this firm.

  • Caledonian Car Credit Former trading name
  • Caledonian Motor Co Former trading name
  • Finance2Drive Former trading name
  • Olympus Vehicle Sales Former trading name
  • Zoom Motor Finance Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC445864
Company status
Active
Company type
Private limited company
Incorporated
25 March 2013 (13 years old)
Registered office
100 Carnegie Road, Hillington Park, Glasgow, G52 4JZ, Scotland
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
David Howat Director May 1966 25 Mar 2013 6 other companies
Rona Russell Secretary Not published 25 Mar 2013 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
closed down
2
are FCA-registered
2

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£133k

+4.5% from £127k

Employees (average)

0

Same as 0

Owed within a year

£32.0k

−86% from £237k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC445864. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Forward Sales (Ecosse)’s history from the FCA register and Companies House, newest first.

Key events (4) All events (17)

2016

6 April 2016

  • David Howat took control (75–100% of shares)

Companies House

2015

6 October 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2013

25 March 2013

  • Incorporated at Companies House

Companies House

In the full report: all 17 events

  • All 17 events in its history (4 shown here)
  • Every director appointment and resignation: 1
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Firms connected to Forward Sales (Ecosse)

Other FCA-listed firms that share a director, phone number or address with Forward Sales (Ecosse). A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share a director
1
share its phone number
1

In the full report: all 4 connected firms, named

  • How each is linked: shared directors (1), the same phone number (1), the same postcode (4)
  • Who links each one: the named directors, with dates
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Firms like Forward Sales (Ecosse)

Other firms of the same type (credit broker), nearest first.

In Glasgow

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Forward Sales (Ecosse)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 17 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Forward Sales (Ecosse) Ltd FCA authorised?
Yes, Forward Sales (Ecosse) Ltd (FRN 667289) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2015 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Forward Sales (Ecosse)’s phone number and website?
The FCA register lists the phone number 0141 882 4288 and the website forwardsales.co.uk for Forward Sales (Ecosse). If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Forward Sales (Ecosse) a scam or clone?
Forward Sales (Ecosse) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Forward Sales (Ecosse)?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Forward Sales (Ecosse) handles your money, so check the specific product before you commit. You can also refer complaints about Forward Sales (Ecosse) to the Financial Ombudsman Service, free of charge.
Who owns Forward Sales (Ecosse)?
Companies House lists one person with significant control of Forward Sales (Ecosse): Mr David Howat (75–100% of shares).
Who runs Forward Sales (Ecosse)?
Companies House lists one director of Forward Sales (Ecosse): David Howat.
How long has Forward Sales (Ecosse) been in business?
The company was formed on 25 March 2013, and has held its current FCA authorisation since October 2015.
What do Forward Sales (Ecosse)’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £133k (+4.5% from £127k).
Does Forward Sales (Ecosse) use any other names?
It has previously used 5 other names, including Caledonian Car Credit, Caledonian Motor Co and Finance2Drive.

Sources and links

The full report on Forward Sales (Ecosse) Ltd

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