Fowler Financial Planning Limited

Reference number: 759145

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Fowler Financial Planning Limited (FRN 759145) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Fowler Financial Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Fowler Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When fowlerfp.co.uk first appeared online, and whether it can receive email
  • What kind of line 01392 790623 is
  • Who else gives the postcode EX2 4TA
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Fowler Financial Planning Former name
  • Matthew Fowler Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11305822
Company status
Active
Company type
Private limited company
Incorporated
12 April 2018 (8 years old)
Registered office
Ground Floor Keble House, Southernhay Gardens, Exeter, Devon, EX1 1NT, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Matthew Fowler Director Mar 1988 12 Apr 2018 None
Rachel Fowler Director Oct 1984 12 Apr 2018 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£205k

−28% from £284k

Cash at bank

£48.0k

−27% from £65.8k

Employees (average)

8

Same as 8

Owed within a year

£158k

+13% from £140k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11305822. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Fowler Financial Planning’s history from the FCA register and Companies House, newest first.

Key events (6) All events (11)

2018

15 May 2018

  • Changed its registered name from "Fowler Financial Planning"

FCA register

12 April 2018

  • Incorporated at Companies House
  • Matthew Fowler became a part-owner (25–50% of shares)
  • Rachel Fowler became a part-owner (25–50% of shares)

Companies House

2017

31 October 2017

  • Changed its registered name from "Matthew Fowler"

FCA register

2016

22 September 2016

  • Became an appointed representative

FCA register

In the full report: all 11 events

  • All 11 events in its history (6 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Fowler Financial Planning

Other FCA-listed firms that share a director, phone number or address with Fowler Financial Planning. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Fowler Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Exeter

Anna Gidman Wealth LtdExeterAppointed representativeAstria Payroll LimitedExeterAppointed representativeClearView Wealth Management LimitedExeterAppointed representativeDavid Coates Wealth Management LimitedExeterAppointed representativeDavid Field Wealth Management LtdExeterAppointed representativeJ T Wealth Management LtdExeterAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Fowler Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 11 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Fowler Financial Planning Limited FCA authorised?
Fowler Financial Planning Limited (FRN 759145) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Fowler Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Fowler Financial Planning Limited (FRN 759145) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Fowler Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Fowler Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Fowler Financial Planning’s phone number and website?
The FCA register lists the phone number 01392 790623 and the website fowlerfp.co.uk for Fowler Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Fowler Financial Planning a scam or clone?
Fowler Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Fowler Financial Planning?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Fowler Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Fowler Financial Planning?
Companies House lists 2 people with significant control of Fowler Financial Planning: Mr Matthew Fowler (25–50% of shares) and Mrs Rachel Fowler (25–50% of shares).
Who runs Fowler Financial Planning?
Companies House lists 2 directors of Fowler Financial Planning: Matthew Fowler and Rachel Fowler.
How long has Fowler Financial Planning been in business?
The company was formed on 12 April 2018.
What do Fowler Financial Planning’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £205k (−28% from £284k) and cash at bank of £48.0k (−27% from £65.8k).
Does Fowler Financial Planning use any other names?
It has previously used 2 other names: Fowler Financial Planning and Matthew Fowler.

Sources and links

The full report on Fowler Financial Planning Limited

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