FPG Mortgages Ltd: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 3 years
Your funds are protected by FSCS
No FCA actions
Active company since 2022
Accounts filed up to 31 January 2026

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

fpgmortgages.co.uk (opens in a new tab)
Phone number

020 8977 7090
Address

1 Cambridge Road, Teddington, Middlesex, TW11 8DT, United Kingdom

In the full report: 3 background checks

When fpgmortgages.co.uk first appeared online, and whether it can receive email
What kind of line 020 8977 7090 is, and the other firm that gives it
Who else gives the postcode TW11 8DT

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (12 permissions)

Acting as a CBTL advisor
Acting as a CBTL Advisor
Acting as a CBTL arranger
Acting as a CBTL Arranger
Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on regulated mortgage contracts
Arranging (bringing about) deals in investments
Arranging (bringing about) regulated mortgage contracts
Credit Broking
Debt-counselling
Making arrangements with a view to regulated mortgage contracts
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 13830159 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 5 January 2022 (4 years old)
Registered office: 1 Cambridge Road, Teddington, TW11 8DT, England
Nature of business: Activities of financial services holding companies (SIC 64205)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Alan Charles Clifton	Director	Jul 1966	5 Jan 2022	3 other companies
Timothy John Norrisbottom	Director	Feb 1965	5 Jan 2022	None
Stephen David Padgham	Director	Apr 1972	5 Jan 2022	None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 3
closed down: 2
is FCA-registered: 1

In the full report: all 3 companies, named

What each company does, and whether it is still trading
Which of these 3 directors sit on each board, and since when
Any that went into liquidation or administration
The one on the FCA register, including one no longer authorised

Filed accounts and finances

Year to 31 January 2026Micro-entity accountsNot audited

Net assets

£108k

+124% from £48.1k

Employees (average)

3

Same as 3

Owed within a year

£52.5k

+422% from £10.1k

Assets and liabilities

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13830159. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

FPG Mortgages’s history from the FCA register and Companies House, newest first.

Key events (6) All events (10)

2023

23 May 2023

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2022

5 January 2022

Incorporated at Companies House
Alan Charles Clifton became a part-owner (25–50% of shares)
Stephen David Padgham became a part-owner (25–50% of shares)
Timothy John Norrisbottom became a part-owner (25–50% of shares)

Companies House

In the full report: all 10 events

All 10 events in its history (6 shown here)
Every director appointment and resignation: 3

Firms connected to FPG Mortgages

Other FCA-listed firms that share a director, phone number or address with FPG Mortgages. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share a director: 1
share its phone number: 1

In the full report: the connected firm, named

How it is linked: shared directors (1), the same phone number (1), the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like FPG Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In Teddington

Imatch Mortgages LimitedTeddingtonAuthorised London Private Finance LimitedTeddingtonAppointed representative

In the Twickenham (TW) postcode area

A Mortgage Now LLPHamptonAuthorised A to Z Finance 4U LtdIsleworthAuthorised Adel Adel SalamaIsleworthAuthorised Ajar Financial Consultants LimitedBrentfordAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on FPG Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

3 other companies its directors have run, named
3 background checks on its contact details
All 10 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is FPG Mortgages Ltd FCA authorised?

Yes, FPG Mortgages Ltd (FRN 976205) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2023 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.

What is FPG Mortgages’ phone number and website?

The FCA register lists the phone number 020 8977 7090 and the website fpgmortgages.co.uk for FPG Mortgages. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.

Is FPG Mortgages a scam or clone?

FPG Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with FPG Mortgages?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about FPG Mortgages to the Financial Ombudsman Service, free of charge.

Who owns FPG Mortgages?

Companies House lists 3 people with significant control of FPG Mortgages: Mr Alan Charles Clifton (25–50% of shares), Mr Stephen David Padgham (25–50% of shares) and Mr Timothy John Norrisbottom (25–50% of shares).

Who runs FPG Mortgages?

Companies House lists 3 directors of FPG Mortgages: Alan Charles Clifton, Timothy John Norrisbottom and Stephen David Padgham.

How long has FPG Mortgages been in business?

The company was formed on 5 January 2022, and has held its current FCA authorisation since May 2023.

What do FPG Mortgages’ latest accounts show?

Its latest accounts, to 31 January 2026, show net assets of £108k (+124% from £48.1k).