Fractional Investments Ltd

Reference number: 741280

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Authorised, but in an insolvency process

This firm is under the control of insolvency practitioners and may have stopped taking on new business. If you are or were a customer, deal with the appointed office holders rather than the firm.

What the FCA says

ATTENTION - Firm in an insolvency process

This firm is in an insolvency process. It is under the control of the appointed insolvency office holder(s) and may have stopped taking on new business. It has to continue to meet our standards in line with its regulatory status, including when dealing with its customers. If you are/were a customer check how this affects you with the firm or the appointed insolvency office holder(s).

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • No phone number on the FCA register

  • Address

    Quantuma Advisory (Yorkshire) Limited, Resolution House, 12 Mill Hill, Leeds, LS1 5DQ, United Kingdom

In the full report: 1 background check

  • Who else gives the postcode LS1 5DQ
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Past FCA permissions and consumer protection

  • In an insolvency process
    Money the firm held is returned through the appointed office holders, which takes time and can fall short. The FSCS covers eligible claims up to its limits, and the Ombudsman can still look at a complaint.
Show FCA detail (2 permissions)
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Companies House records this company in liquidation, but it is still authorised on the FCA register.
  • Accounts are overdue at Companies House.
  • Confirmation statement is overdue at Companies House.
  • This company has insolvency history on record.
Company status
Liquidation
Company type
Private limited company
Incorporated
24 June 2013 (13 years old)
Registered office
Resolution House, 12 Mill Hill, Leeds, LS1 5DQ
Nature of business
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Susan Darwin Beesley Director Jan 1953 14 Aug 2017 1 other company
Susan Darwin Beesley Secretary Not published 24 Jun 2013 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 24 December 2022Small company accountsNot audited

Net assets

−£8,240

Up £4,002 from −£12.2k

Cash at bank

£73.5k

+38% from £53.3k

Employees (average)

1

Same as 1

Owed within a year

£2,261

+17% from £1,938

Its next accounts are overdue at Companies House.

Net assets are negative: on its last balance sheet the company owed £8,240 more than it owned.

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2019 to 2022
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08580710. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Fractional Investments’s history from the FCA register and Companies House, newest first.

2021

1 November 2021

  • Walter Richard Martin Beesley no longer has significant control

Companies House

2017

14 August 2017

  • Susan Darwin Beesley gained significant control

Companies House

25 June 2017

  • Walter Richard Martin Beesley gained significant control

Companies House

2016

1 September 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2013

24 June 2013

  • Incorporated at Companies House

Companies House

In the full report: all 11 events

  • All 11 events in its history (6 shown here)
  • Every director appointment and resignation: 3
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Firms like Fractional Investments

Other firms of the same type (lender), nearest first.

In Leeds

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Fractional Investments

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 1 background check on its contact details
  • 4 years of accounts, charted
  • All 11 events in its history

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Frequently asked questions about this firm

Is Fractional Investments Ltd FCA authorised?
Yes, Fractional Investments Ltd (FRN 741280) is authorised by the FCA to carry out regulated activities. It is also in an insolvency process, under the control of insolvency practitioners, so deal with the appointed office holders rather than the firm. It has held its current authorisation since September 2016 and works as a lender. The FCA has placed no limits on its permissions.
Is Fractional Investments a scam or clone?
Fractional Investments is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Fractional Investments?
Fractional Investments is under the control of insolvency practitioners, so money it held is returned through the appointed office holders rather than by the firm. That takes time and can fall short. Where money is missing, the FSCS covers eligible claims up to its limits, and the Financial Ombudsman Service can still consider a complaint.
Who owns Fractional Investments?
Companies House lists one person with significant control of Fractional Investments: Mrs Susan Darwin Beesley (significant influence or control). Before that, it was controlled by Mr Walter Richard Martin Beesley.
Who runs Fractional Investments?
Companies House lists one director of Fractional Investments: Susan Darwin Beesley.
How long has Fractional Investments been in business?
The company was formed on 24 June 2013. Companies House now lists it as liquidation.
What do Fractional Investments’ latest accounts show?
Its latest accounts, to 24 December 2022, show net assets of −£8,240 (up £4,002 from −£12.2k) and cash at bank of £73.5k (+38% from £53.3k). Its accounts are overdue at Companies House.

Sources and links

The full report on Fractional Investments Ltd

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