Fractive Ltd

Reference number: 1021230

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

DSG FINANCIAL SERVICES LIMITED Reference number: 649675 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Fractive Ltd (FRN 1021230) introduces customers to DSG FINANCIAL SERVICES LIMITED (FRN 649675). Any regulated advice or arranging is done by the principal, not Fractive.
  • Example: if Fractive refers you to a financial adviser, the advice should come from the principal firm, not from Fractive itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When prefinance.co.uk first appeared online, and whether it can receive email
  • What kind of line 07525 179170 is
  • Who else gives the postcode OX29 6AH
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Prefinance Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Dsg Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
15328357
Company status
Active
Company type
Private limited company
Incorporated
5 December 2023 (2 years old)
Registered office
4 Akeman Road, North Leigh, Witney, OX29 6AH, England
Nature of business
  • Business and domestic software development (SIC 62012)

Directors and company secretaries

Name Role Born Appointed Other companies
Terence John Hogan Director Jul 1970 5 Dec 2023 1 other company
Dafydd Henry Roberts Director Nov 1991 16 Oct 2024 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 December 2025Micro-entity accountsNot audited

Net assets

£1,087

−88% from £8,757

Employees (average)

2

Same as 2

Owed within a year

£41.5k

+279% from £10.9k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15328357. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Fractive’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2025

1 January 2025

  • Dafydd Henry Roberts became a part-owner (25–50% of shares)

Companies House

2024

1 November 2024

  • Became an introducer appointed representative

FCA register

2023

5 December 2023

  • Incorporated at Companies House
  • Terence John Hogan took control (75–100% of shares)

Companies House

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 2
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Get the full report on Fractive

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • All 7 events in its history

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Frequently asked questions about this firm

Is Fractive Ltd FCA authorised?
Fractive Ltd (FRN 1021230) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Fractive?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Fractive Ltd (FRN 1021230) introduces customers to DSG FINANCIAL SERVICES LIMITED (FRN 649675). Any regulated advice or arranging is done by the principal, not Fractive. Example: if Fractive refers you to a financial adviser, the advice should come from the principal firm, not from Fractive itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Fractive’s phone number and website?
The FCA register lists the phone number 07525 179170 and the website prefinance.co.uk for Fractive. If you were given different contact details, use these to check with the firm before going any further.
Is Fractive a scam or clone?
Fractive is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Fractive?
Protection works through Dsg Financial Services Limited, the principal firm responsible for Fractive's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Fractive?
Companies House lists 2 people with significant control of Fractive: Mr Terence John Hogan (75–100% of shares) and Mr Dafydd Henry Roberts (25–50% of shares).
Who runs Fractive?
Companies House lists 2 directors of Fractive: Terence John Hogan and Dafydd Henry Roberts.
How long has Fractive been in business?
The company was formed on 5 December 2023.
What do Fractive’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £1,087 (−88% from £8,757).
Does Fractive use any other names?
It trades as Prefinance.

Sources and links

The full report on Fractive Ltd

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