Appointed representative
Francis Brendan McDermott does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.
Responsible principal firm
Openwork Limited Reference number: 408285 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Francis Brendan McDermott (FRN 215193) is an AR of Openwork Limited (FRN 408285). When you use Francis Brendan McDermott's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Francis Brendan McDermott, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
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Address
1 Glendene Avenue, Bramhall, Stockport, Cheshire, SK7 1BH, United Kingdom
In the full report: 2 background checks
- What kind of line 07774 757772 is
- Who else gives the postcode SK7 1BH
Other names (3)
If you were contacted under any of these names, it is this firm.
- Brendan McDermott Trading name: A name it trades under now.
- Francis McDermott Former name: A name it was registered under before.
- Mortgage Options Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Openwork Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Key dates in its history
Francis Brendan McDermott’s history from the FCA register and Companies House, newest first.
2007
8 February 2007
- Changed its registered name from "Francis McDermott"
FCA register
2002
11 July 2002
- Became an appointed representative
FCA register
In the full report: all 5 events
- All 5 events in its history (2 shown here)
Firms like Francis Brendan McDermott
Other firms of the same type (financial adviser), nearest first.
In Stockport
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Francis Brendan McDermott
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 2 background checks on its contact details
- All 5 events in its history
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Frequently asked questions about this firm
Is Francis Brendan McDermott FCA authorised?
What does appointed representative mean for Francis Brendan McDermott?
What is Francis Brendan McDermott’s phone number?
Is Francis Brendan McDermott a scam or clone?
Is my money safe with Francis Brendan McDermott?
Does Francis Brendan McDermott use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk