Francis Finance Limited

Reference number: 709915

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01675 470118

  • Address

    26 The Mount, Curdworth, Sutton Coldfield, Warwickshire, B76 9HR, United Kingdom

In the full report: 2 background checks

  • What kind of line 01675 470118 is
  • Who else gives the postcode B76 9HR
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
02089987
Company status
Active
Company type
Private limited company
Incorporated
15 January 1987 (39 years old)
Registered office
15-17 Church Street, Stourbridge, West Midlands, DY8 1LU
Nature of business
  • Other professional, scientific and technical activities not elsewhere classified (SIC 74909)

Directors and company secretaries

Name Role Born Appointed Other companies
Geoffrey Roy Belton Director Mar 1951 29 Jan 1996 None
Lesley Frances Belton Director May 1952 28 Mar 2002 None
Geoffrey Roy Belton Secretary Not published 29 Jan 1996 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 6 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 January 2026Small company accountsNot audited

Total equity

£14.8k

+21% from £12.2k

Cash at bank

£0

−100% from £2,143

Employees (average)

1

Same as 1

Owed within a year

£51.4k

+22% from £42.2k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 02089987. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Francis Finance’s history from the FCA register and Companies House, newest first.

Key events (5) All events (14)

2016

6 April 2016

  • Geoffrey Roy Belton took control (75–100% of shares)

Companies House

2015

30 November 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

1996

30 January 1996

  • Board replaced: both directors left and 2 new directors took over

Companies House

1987

15 January 1987

  • Incorporated at Companies House

Companies House

In the full report: all 14 events

  • All 14 events in its history (5 shown here)
  • Every director appointment and resignation: 7
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Firms like Francis Finance

Other firms of the same type (credit broker), nearest first.

In Sutton Coldfield

ACDS Consultants LimitedSutton ColdfieldAuthorisedDarrin Perris LimitedSutton ColdfieldAuthorisedHumberstones (FS) LimitedSutton ColdfieldAuthorisedInvestGrow Financial Services LtdSutton ColdfieldAuthorisedBen RoseSutton ColdfieldAppointed representativeBridgers Central UK LimitedSutton ColdfieldAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Francis Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 14 events in its history

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Frequently asked questions about this firm

Is Francis Finance Limited FCA authorised?
Yes, Francis Finance Limited (FRN 709915) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2015 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Francis Finance’s phone number?
The FCA register lists the phone number 01675 470118 for Francis Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Francis Finance a scam or clone?
Francis Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Francis Finance?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Francis Finance handles your money, so check the specific product before you commit. You can also refer complaints about Francis Finance to the Financial Ombudsman Service, free of charge.
Who owns Francis Finance?
Companies House lists one person with significant control of Francis Finance: Mr Geoffrey Roy Belton (75–100% of shares).
Who runs Francis Finance?
Companies House lists 2 directors of Francis Finance: Geoffrey Roy Belton and Lesley Frances Belton.
How long has Francis Finance been in business?
The company was formed on 15 January 1987, and has held its current FCA authorisation since November 2015.
What do Francis Finance’s latest accounts show?
Its latest accounts, to 31 January 2026, show total equity of £14.8k (+21% from £12.2k) and cash at bank of £0 (−100% from £2,143).

Sources and links

The full report on Francis Finance Limited

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