Frank McMillan

Reference number: 587079

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Appointed representative

Frank McMillan does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Frank McMillan (FRN 587079) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Frank McMillan's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Frank McMillan, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When frankmcmillan.co.uk first appeared online, and whether it can receive email
  • What kind of line 07813 796620 is
  • Whether BS32 4AQ is a shared office: 38 other firms give it
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Frank McMillan Wealth Management Limited Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Frank McMillan’s history from the FCA register and Companies House, newest first.

2016

22 January 2016

  • Changed its registered name from "Frank McMillan Wealth Management Limited"

FCA register

2015

24 March 2015

  • Changed its registered name from "Frank McMillan"

FCA register

2012

29 August 2012

  • Became an appointed representative

FCA register

Firms like Frank McMillan

Other firms of the same type (financial adviser), nearest first.

In Bristol

Aisa Retirement Planning LLPBristolAppointed representativeAlma Vale Wealth Management LimitedBristolAppointed representativeAndow Ellis LimitedBristolAppointed representativeAndrew LawrenceBristolAppointed representativeAndrew Paul ZbijowskiBristolAppointed representativeAnn ReederBristolAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

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Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details, 1 flagged

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Frequently asked questions about this firm

Is Frank McMillan FCA authorised?
Frank McMillan (FRN 587079) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Frank McMillan?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Frank McMillan (FRN 587079) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Frank McMillan's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Frank McMillan, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Frank McMillan’s phone number and website?
The FCA register lists the phone number 07813 796620 and the website frankmcmillan.co.uk for Frank McMillan. If you were given different contact details, use these to check with the firm before going any further.
Is Frank McMillan a scam or clone?
Frank McMillan is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Frank McMillan?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Frank McMillan's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Frank McMillan use any other names?
It has previously used the name Frank McMillan Wealth Management Limited.

Sources and links

The full report on Frank McMillan

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