Frankling & Oakley Ltd

Reference number: 943069

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

SHERMIN FINANCE LIMITED Reference number: 727594 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Frankling & Oakley Ltd (FRN 943069) introduces customers to SHERMIN FINANCE LIMITED (FRN 727594). Any regulated advice or arranging is done by the principal, not Frankling & Oakley.
  • Example: if Frankling & Oakley refers you to a financial adviser, the advice should come from the principal firm, not from Frankling & Oakley itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When kitchenmakeovers.co.uk first appeared online, and whether it can receive email
  • What kind of line 07825 433360 is
  • Who else gives the postcode AL5 4UN
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Kitchen Makeovers Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Shermin Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Frankling & Oakley’s history from the FCA register and Companies House, newest first.

2025

16 September 2025

  • Began trading as "Kitchen Makeovers"

FCA register

2021

16 January 2021

  • Became an introducer appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Frankling & Oakley

Other firms of the same type (credit broker), nearest first.

In Harpenden

Motoring Research LimitedHarpendenAppointed representativeCask Hog LtdHarpendenAppointed representativeFleet SalesHarpendenAuthorisedFour Digital Solutions LtdHarpendenAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Frankling & Oakley

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 2 events in its history

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Frequently asked questions about this firm

Is Frankling & Oakley Ltd FCA authorised?
Frankling & Oakley Ltd (FRN 943069) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Frankling & Oakley?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Frankling & Oakley Ltd (FRN 943069) introduces customers to SHERMIN FINANCE LIMITED (FRN 727594). Any regulated advice or arranging is done by the principal, not Frankling & Oakley. Example: if Frankling & Oakley refers you to a financial adviser, the advice should come from the principal firm, not from Frankling & Oakley itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Frankling & Oakley’s phone number and website?
The FCA register lists the phone number 07825 433360 and the website kitchenmakeovers.co.uk/branch/worcester for Frankling & Oakley. If you were given different contact details, use these to check with the firm before going any further.
Is Frankling & Oakley a scam or clone?
Frankling & Oakley is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Frankling & Oakley?
Protection works through Shermin Finance Limited, the principal firm responsible for Frankling & Oakley's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Frankling & Oakley use any other names?
It trades as Kitchen Makeovers.

Sources and links

The full report on Frankling & Oakley Ltd

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