Franklyn Financial Management Ltd

Reference number: 416194

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Franklyn Financial Management Ltd (FRN 416194) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Franklyn Financial Management's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Franklyn Financial Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When franklyn.co.uk first appeared online, and whether it can receive email
  • What kind of line 01260 291825 is
  • Who else gives the postcode CW12 1LB
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Other names (8)

If you were contacted under any of these names, it is this firm.

  • Franklyn Trading name: A name it trades under now.
  • Franklyn Elite Sports Trading name: A name it trades under now.
  • Franklyn Foreign Money Trading name: A name it trades under now.
  • Franklyn for Mortgages Trading name: A name it trades under now.
  • Franklyn in the Community Trading name: A name it trades under now.
  • Andrew Chatterton Former name: A name it was registered under before.
  • Franklyn Financial Management Former name: A name it was registered under before.
  • Franklyn Elite Sport Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
FRANKLYN FINANCIAL MANAGEMENT LIMITED
Company status
Active
Company type
Private limited company
Incorporated
14 June 2007 (19 years old)
Registered office
St James's House 4 - 5 John Bradshaw Court, Alexandria Way, Congleton, Cheshire, CW12 1LB, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew Franklyn Chatterton Director Aug 1972 14 Jun 2007 4 other companies
Anthony Leon Ashworth Director Oct 1976 1 Sep 2017 None
Charlotte Ann Chatterton Director Aug 1982 1 Jun 2018 None
Stephen Parratt Director Feb 1972 22 Jun 2022 None
Charlotte Ann Chatterton Secretary Not published 7 Oct 2014 –

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
1
still active
3

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Full accountsNot audited

Net assets

£872k

+66% from £526k

Cash at bank

£735k

+33% from £553k

Owed within a year

£1.60m

−3.3% from £1.66m

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 06280392. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Franklyn Financial Management’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • Andrew Franklyn Chatterton took control (75–100% of shares)

Companies House

2008

28 January 2008

  • Changed its registered name from "Franklyn Financial Management"

FCA register

2007

14 June 2007

  • Incorporated at Companies House

Companies House

2005

12 July 2005

  • Changed its registered name from "Andrew Chatterton"

FCA register

2004

1 December 2004

  • Became an appointed representative

FCA register

In the full report: all 18 events

  • All 18 events in its history (5 shown here)
  • Every director appointment and resignation: 6
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Firms connected to Franklyn Financial Management

Other FCA-listed firms that share a director, phone number or address with Franklyn Financial Management. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Franklyn Financial Management

Other firms of the same type (financial adviser), nearest first.

In Congleton

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Franklyn Financial Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 18 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Franklyn Financial Management Ltd FCA authorised?
Franklyn Financial Management Ltd (FRN 416194) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Franklyn Financial Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Franklyn Financial Management Ltd (FRN 416194) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Franklyn Financial Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Franklyn Financial Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Franklyn Financial Management’s phone number and website?
The FCA register lists the phone number 01260 291825 and the website franklyn.co.uk for Franklyn Financial Management. If you were given different contact details, use these to check with the firm before going any further.
Is Franklyn Financial Management a scam or clone?
Franklyn Financial Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Franklyn Financial Management?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Franklyn Financial Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Franklyn Financial Management?
Companies House lists one person with significant control of Franklyn Financial Management: Mr Andrew Franklyn Chatterton (75–100% of shares).
Who runs Franklyn Financial Management?
Companies House lists 4 directors of Franklyn Financial Management: Andrew Franklyn Chatterton, Anthony Leon Ashworth, Charlotte Ann Chatterton and Stephen Parratt.
How long has Franklyn Financial Management been in business?
The company was formed on 14 June 2007.
What do Franklyn Financial Management’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £872k (+66% from £526k) and cash at bank of £735k (+33% from £553k).
Does Franklyn Financial Management use any other names?
It trades as Franklyn, Franklyn Elite Sports, Franklyn Foreign Money, Franklyn for Mortgages and Franklyn in the Community. It has previously used 3 other names: Andrew Chatterton, Franklyn Financial Management and Franklyn Elite Sport.

Sources and links

The full report on Franklyn Financial Management Ltd

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