FreeAgent Central Limited: FCA regulated?

Registered with the FCA

This firm is registered to provide account information services. With your permission it can read your account data, but it cannot hold or move your money.

Registered for 8 years
Complaints covered by the Ombudsman
No FCA actions
Active company since 2007

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

FreeAgent Central Limited Reference number: 848444 Appointed rep

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

freeagent.com (opens in a new tab)
Phone number

0131 447 0011
Address

One Edinburgh Quay, 133 Fountainbridge, Edinburgh, Midlothian, EH3 9QG, United Kingdom

In the full report: 3 background checks

When freeagent.com first appeared online, and whether it can receive email
What kind of line 0131 447 0011 is
Who else gives the postcode EH3 9QG

FCA permissions and consumer protection

Account information No FSCS cover
This firm does not hold or move your money, it only reads your account data with your permission. There are no customer funds to safeguard and FSCS protection does not arise. You can still complain about how it handled your data.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name: FREEAGENT CENTRAL LTD
Company number: SC316774 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 19 February 2007 (19 years old)
Registered office: One Edinburgh Quay, 133 Fountainbridge, Edinburgh, EH3 9QG, Scotland
Nature of business: Business and domestic software development (SIC 62012)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Nicholas Alexander Hepworth	Director	Aug 1986	25 Aug 2020	2 other companies
Roan James Lavery	Director	Dec 1975	16 Jul 2021	4 other companies
Miles William Hillier	Director	Apr 1981	25 Mar 2022	1 other company
Jennifer Ann Scott	Director	Aug 1975	1 Mar 2023	2 other companies
Adeel Hyder	Director	Mar 1984	10 Jul 2026	3 other companies
NATWEST GROUP SECRETARIAL SERVICES LIMITED	Corporate secretary	Not published	25 Mar 2022	–

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 5
still active: 5
is FCA-registered: 1

In the full report: all 5 companies, named

What each company does, and whether it is still trading
Which of these 5 directors sit on each board, and since when
Any that went into liquidation or administration
The one on the FCA register, including one no longer authorised
The 2 companies these 5 directors run together
All 21 people who have ever been directors, with their dates

Key dates in its history

FreeAgent Central’s history from the FCA register and Companies House, newest first.

Key events (4) All events (40)

2018

20 July 2018

Regulated by the FCA from this date
Status on the FCA register became "Registered Account Information Service Provider"

FCA register

2016

21 October 2016

Freeagent Holdings Limited took control (75–100% of shares)

Companies House

2007

19 February 2007

Incorporated at Companies House

Companies House

In the full report: all 40 events

All 40 events in its history (4 shown here)
Every director appointment and resignation: 36

Firms connected to FreeAgent Central

Other FCA-listed firms that share a director, phone number or address with FreeAgent Central. A link shows who the firm is tied to, not whether either can be trusted.

past link: 1

In the full report: all 0 connected firms, named

1 past link through former directors

Firms like FreeAgent Central

Other firms of the same type (payment or money transfer firm), nearest first.

In Edinburgh

Credec LimitedEdinburghAuthorised Transwap Technologies (UK) LimitedEdinburghAuthorised Money Dashboard LtdEdinburghRegistered Mydex Data Services Community Interest CompanyEdinburghRegistered

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on FreeAgent Central

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

5 other companies its directors have run, named
3 background checks on its contact details
All 40 events in its history

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Frequently asked questions about this firm

Is FreeAgent Central Limited FCA authorised?

Yes, FreeAgent Central Limited (FRN 799763) is registered with the FCA and permitted to provide its regulated services.

What is FreeAgent Central’s phone number and website?

The FCA register lists the phone number 0131 447 0011 and the website freeagent.com for FreeAgent Central. If you were given different contact details, use these to check with the firm before going any further.

Is FreeAgent Central a scam or clone?

FreeAgent Central is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with FreeAgent Central?

Protection depends on which product you hold and how FreeAgent Central handles your money, so check the specific product before you commit. You can also refer complaints about FreeAgent Central to the Financial Ombudsman Service, free of charge.

Who owns FreeAgent Central?

FreeAgent Central is owned by Freeagent Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 21 October 2016.

Who runs FreeAgent Central?

Companies House lists 5 directors of FreeAgent Central: Nicholas Alexander Hepworth, Roan James Lavery, Miles William Hillier, Jennifer Ann Scott and Adeel Hyder.

How long has FreeAgent Central been in business?

The company was formed on 19 February 2007, and has held its current FCA authorisation since July 2018.