Freeman Mortgages and Protection Limited

Reference number: 811807

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

STONEBRIDGE MORTGAGE SOLUTIONS LIMITED Reference number: 454811 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Freeman Mortgages and Protection Limited (FRN 811807) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Freeman Mortgages and Protection's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Freeman Mortgages and Protection, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When freemanmortgages.co.uk first appeared online, and whether it can receive email
  • What kind of line 07833 586921 is
  • Who else gives the postcode RH17 7AX
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Freeman Mortgages and Protection Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11298034
Company status
Active
Company type
Private limited company
Incorporated
7 April 2018 (8 years old)
Registered office
6 Leighton Villas Leighton Road, Horsted Keynes, Haywards Heath, RH17 7AX, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Samuel Michael Freeman Director Sep 1978 7 Apr 2018 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Total equity

£43

Down £8 from £51

Cash at bank

£8,500

+58% from £5,366

Employees (average)

2

Same as 2

Owed within a year

£15.5k

+67% from £9,233

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11298034. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Freeman Mortgages and Protection’s history from the FCA register and Companies House, newest first.

Key events (5) All events (8)

2025

19 March 2025

  • Changed its registered name from "Freeman Mortgages and Protection Ltd"

FCA register

2018

18 June 2018

  • Became an appointed representative

FCA register

7 April 2018

  • Incorporated at Companies House
  • Emma Freeman became a part-owner (25–50% of shares)
  • Samuel Michael Freeman became a part-owner (25–50% of shares)

Companies House

In the full report: all 8 events

  • All 8 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms like Freeman Mortgages and Protection

Other firms of the same type (mortgage adviser or broker), nearest first.

In Haywards Heath

Birchgrove Financial Services LLPHaywards HeathAppointed representativeBonaventure Finance LtdHaywards HeathAppointed representativeForensic Property Finance LimitedHaywards HeathAppointed representativeNicholas Simon HillsHaywards HeathAppointed representativeThe Connell Partnership LtdHaywards HeathAppointed representativeTony John RawbinHaywards HeathAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Freeman Mortgages and Protection

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 8 events in its history

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Frequently asked questions about this firm

Is Freeman Mortgages and Protection Limited FCA authorised?
Freeman Mortgages and Protection Limited (FRN 811807) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Freeman Mortgages and Protection?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Freeman Mortgages and Protection Limited (FRN 811807) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Freeman Mortgages and Protection's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Freeman Mortgages and Protection, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Freeman Mortgages and Protection’s phone number and website?
The FCA register lists the phone number 07833 586921 and the website freemanmortgages.co.uk for Freeman Mortgages and Protection. If you were given different contact details, use these to check with the firm before going any further.
Is Freeman Mortgages and Protection a scam or clone?
Freeman Mortgages and Protection is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Freeman Mortgages and Protection?
Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for Freeman Mortgages and Protection's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Freeman Mortgages and Protection?
Companies House lists 2 people with significant control of Freeman Mortgages and Protection: Mr Samuel Michael Freeman (25–50% of shares) and Mrs Emma Freeman (25–50% of shares).
Who runs Freeman Mortgages and Protection?
Companies House lists one director of Freeman Mortgages and Protection: Samuel Michael Freeman.
How long has Freeman Mortgages and Protection been in business?
The company was formed on 7 April 2018.
What do Freeman Mortgages and Protection’s latest accounts show?
Its latest accounts, to 31 March 2026, show total equity of £43 (down £8 from £51) and cash at bank of £8,500 (+58% from £5,366).
Does Freeman Mortgages and Protection use any other names?
It has previously used the name Freeman Mortgages and Protection Ltd.

Sources and links

The full report on Freeman Mortgages and Protection Limited

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